# Expensify vs Navan

**Leader by Vioscale score:** Expensify

| Attribute | Expensify | Navan |
|---|---|---|
| **Vioscale score** | 55.6 (58% (medium)) | 49 (74% (medium)) |
| deployment.options | `{"cloud":true}` | `{"cloud":true}` |
| description.long | An all-in-one platform that automates expense capture, categorization, approvals, and reimbursement with built-in corporate card management and integrated travel booking. Connects to major accounting systems and uses AI to enforce spending policies. | An integrated business application that consolidates travel booking, expense tracking and categorization, and corporate card management into one platform, with AI assistance for travel planning and real-time spend visibility. |
| features.capabilities | `{"ocr_capture":true,"multi_entity":true,"funding_model":"hybrid","spend_controls":true,"travel_booking":"native","accounting_sync":"one_way","corporate_cards":"both","expense_reporting":true,"international_payments":true}` | `{"spend_controls":true,"travel_booking":"native","accounting_sync":"one_way","corporate_cards":"both","expense_reporting":true}` |
| integrations.count | 45 | 1 |
| integrations.list | `[{"name":"QuickBooks Online"},{"name":"QuickBooks Desktop"},{"name":"NetSuite"},{"name":"Xero"},{"name":"Sage Intacct"},{"name":"FinancialForce"},{"name":"Salesforce"},{"name":"Workday"},{"name":"Gusto"}]` | `[{"name":"Sherpa"}]` |
| market.availability | `{"primaryMarkets":[],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` | `{"primaryMarkets":["GB","US"],"availabilityScope":"regional","availableCountries":["FR","DE","NL","ES","GB","US"],"notAvailableCountries":[]}` |
| platform.support | `{"ios":true,"web":true,"android":true}` | `{"web":true}` |
| pricing | `{"type":"subscription","plans":[{"free":false,"name":"Collect","summary":"£5 per member/month","features":["Unlimited SmartScans","Receipt scanning","Reimbursements","Corporate card management","Expense and travel approvals","Travel booking and rules","QuickBooks/Xero integrations","Chat on expenses, reports, and rooms","AI and human support","Distance tracking","Expense categories and tags","ACH reimbursement","Third-party card feeds and reconciliation","In-product reporting"],"components":[{"kind":"per_unit","unit":"member","amount":5,"period":"month","currency":"GBP"}],"description":"Small business plan with expense, travel, and chat","contactSales":false},{"free":false,"name":"Control","summary":"Custom pricing from £14 per active member/month","features":["Everything in Collect","Multiple approval flows","Custom expense rules","ERP integration (NetSuite, Sage Intacct)","HR integrations (Workday, Certinia)","SAML/SSO","Custom insights and reporting","Budgeting","QuickBooks Desktop support","Gusto and Zenefits integrations","Admin-enforced controls"],"components":[{"kind":"per_unit","unit":"active member","amount":14,"period":"month","currency":"GBP"}],"description":"Enterprise plan for larger businesses","contactSales":true}],"summary":"From £5 per member/month. Free tier available for individuals.","currency":"GBP","freeTier":true,"sourceUrl":"https://www.expensify.com","retrievedAt":"2026-08-01T14:21:02.453Z","startingPrice":{"amount":5,"period":"month","currency":"GBP"},"billingPeriods":["month"]}` | `{"type":"hybrid","plans":[{"free":true,"name":"Navan Business","summary":"Free for travel (unlimited trips, up to 300 employees). Expense management: free for first 5 users, $15/user/month thereafter.","features":["Global travel inventory and exclusive rates","Unlimited policy and approval workflows","Self-serve changes and 24/7 travel support agents","Navan Rewards program","Customizable reports","30+ seamless HRIS integrations","Manage expenses and issue reimbursements","Connect corporate or business credit cards","Receipt scanning for expenses","Seamless ERP integrations"],"components":[{"kind":"fixed","amount":0,"period":"month","currency":"USD"},{"kind":"per_unit","unit":"expense_user","amount":15,"period":"month","currency":"USD"}],"description":"For companies up to 300 employees. Travel booking features free. Expense management free for first 5 monthly users.","contactSales":false,"includedLimits":{"max_employees":"300","unlimited_trips":"True","free_expense_users":"5"}},{"free":false,"name":"Navan Enterprise","summary":"Custom pricing. Contact sales for quote.","features":["Full suite of Navan Travel","Full suite of Navan Expense","Unlimited travelers and expensing users","Global program coverage","Designated Account Executive","Dedicated Customer Success Manager","Custom implementation","Corporate negotiated rates","Comprehensive back office capabilities","Enterprise-grade travel support"],"description":"For large-scale organizations. Includes everything in Navan Business plus dedicated support and implementation.","contactSales":true}],"summary":"Navan Travel free (powered by provider commissions). Expenses: free for first 5 users, then $15/user/month. Enterprise: custom pricing.","currency":"USD","freeTier":true,"sourceUrl":"https://navan.com","retrievedAt":"2026-08-01T14:58:36.601Z","billingPeriods":["month"]}` |
| pricing.free_tier | yes | yes |
| pricing.model | commercial | commercial |
| pricing.price_level | unknown | low |
| pricing.transparent | no | yes |
| reliability.status_page | yes | yes |
| security.disclosure_policy | yes | - |
| security.gdpr | yes | - |
| security.pci | yes | yes |
| security.soc2 | yes | - |

## Capabilities (Expense & Procurement Software)

| Capability | Expensify | Navan |
|---|:--:|:--:|
| **Core** |  |  |
| Expense reporting | ✓ | ✓ |
| **Cards** |  |  |
| Corporate cards | Both | Both |
| Real-time spend controls | ✓ | ✓ |
| **Payables** |  |  |
| AP automation (bill capture + pay) | - | - |
| Receipt / invoice OCR | ✓ | - |
| International payments (ACH/wire/FX) | ✓ | - |
| **Procurement** |  |  |
| Procurement | - | - |
| **Travel** |  |  |
| Travel booking | Native | Native |
| **Integration** |  |  |
| Accounting sync | One-way | One-way |
| SSO / SCIM | - | - |
| **Commercial** |  |  |
| Funding model | Hybrid | - |
| Multi-entity / multi-currency | ✓ | - |
| **Platform** |  |  |
| API access | - | - |

*Source: Vioscale. Generated 2026-09-01T14:39:56.903Z. "-" = undocumented, not absent.*