# Duck Creek Policy vs FINEOS

| Attribute | Duck Creek Policy | FINEOS |
|---|---|---|
| **Vioscale score** | 62.8 (9% (low)) | 44.3 (22% (low)) |
| deployment.options | `{"cloud":true}` | `{"cloud":true}` |
| description.long | Duck Creek Policy is part of an intelligent core platform designed for property and casualty insurance carriers. It integrates policy management, rating, and business workflows into a single low-code, cloud-hosted system that enables carriers to adapt to market changes and scale globally. | A SaaS platform designed specifically for life, accident, and health insurers, providing integrated modules for policy administration, claims management, billing, absence management, underwriting, and payments—deployable as a complete suite or as modular components. It emphasizes data-driven insights, digital customer engagement, and seamless integration across the insurance value chain. |
| features.capabilities | `{"deployment_model":"multi_tenant_saas","life_annuity_support":false,"property_casualty_pc_support":true,"out_of_sequence_endorsement_processing":true,"omnichannel_quote_to_bind_digital_portals":true,"reinsurance_treaty_and_facultative_tracking":true}` | `{"deployment":"cloud","core_system":"suite","claims_module":true,"pricing_model":"quote","billing_module":true,"target_segment":"carrier","deployment_model":"multi_tenant_saas","life_annuity_support":true,"underwriting_rating_engine":true}` |
| integrations.count | 100 | 2 |
| integrations.list | `[{"name":"Akur8"},{"name":"CoreLogic"},{"name":"FRISS"},{"name":"ISO"},{"name":"AAIS"},{"name":"NCCI"},{"name":"Milliman"},{"name":"Guidewire"},{"name":"Sapiens"},{"name":"MVR providers"},{"name":"E-signature services"},{"name":"Payment processors"},{"name":"Geolocation services"},{"name":"Data pre-fill services"},{"name":"Analytics platforms"}]` | `[{"name":"Wellthy"},{"name":"Opifiny"}]` |
| market.availability | `{"primaryMarkets":["US"],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` | `{"hqCountry":"IE","primaryMarkets":["US","AU","IE"],"availabilityScope":"global","availableCountries":["US","AU","IE"],"notAvailableCountries":[]}` |
| platform.support | `{"web":true}` | `{"web":true}` |
| pricing.model | commercial | commercial |
| reliability.status_page | - | yes |
| security.gdpr | yes | - |

## Capabilities (Insurance Policy Admin)

| Capability | Duck Creek Policy | FINEOS |
|---|:--:|:--:|
| **Capabilities** |  |  |
| Deployment model | Multi tenant saas | Multi tenant saas |
| Property casualty pc support | ✓ | - |
| Life annuity support | ✗ | ✓ |
| ISO ncci bureau rate circular ingestion | - | - |
| No code rating engine and algorithm builder | - | - |
| Out of sequence endorsement processing | ✓ | - |
| Automated renewals and non renewal notices | - | - |
| State regulatory statutory reporting | - | - |
| Omnichannel quote to bind digital portals | ✓ | - |
| Reinsurance treaty and facultative tracking | ✓ | - |
| SOC2 type ii | - | - |
| ISO 27001 | - | - |

*Source: Vioscale. Generated 2026-09-01T17:29:01.846Z. "-" = undocumented, not absent.*