# Brex vs Pleo

| Attribute | Brex | Pleo |
|---|---|---|
| **Vioscale score** | 60.4 (73% (medium)) | 57.7 (73% (medium)) |
| deployment.options | `{"cloud":true}` | `{"cloud":true}` |
| description.long | A comprehensive financial management suite that integrates corporate cards, expense tracking, bill payments, and banking services with AI-powered automation for spending control and real-time reporting. Serves startups through enterprises across 120+ countries. | Pleo streamlines business expense management by providing physical and virtual corporate cards with individual spending limits, automatic receipt capture, and real-time spend visibility. It eliminates manual expense reports and simplifies accounting by integrating with accounting software and automating approval workflows. |
| features.capabilities | `{"sso_scim":true,"api_access":"full","ocr_capture":true,"procurement":"full_p2p","multi_entity":true,"ap_automation":true,"funding_model":"hybrid","spend_controls":true,"travel_booking":"native","accounting_sync":"two_way","corporate_cards":"both","expense_reporting":true,"international_payments":true}` | `{"sso_scim":true,"ocr_capture":true,"procurement":"intake","multi_entity":true,"ap_automation":true,"funding_model":"hybrid","spend_controls":true,"travel_booking":"integration","accounting_sync":"two_way","corporate_cards":"both","expense_reporting":true,"international_payments":true}` |
| integrations.count | 80 | 11 |
| integrations.list | `[{"name":"1Password"},{"name":"ADP Workforce Now"},{"name":"Alexis"},{"name":"Altera Payroll"},{"name":"Bamboo HR"},{"name":"Breathe"},{"name":"Campfire"},{"name":"Charlie"},{"name":"ChartHop"},{"name":"ChatGPT"},{"name":"Claude"},{"name":"ClayHR"},{"name":"Conferma"},{"name":"Coupa"},{"name":"Dashblock"},{"name":"Dayforce"},{"name":"Deel"},{"name":"Digits"},{"name":"Everest"},{"name":"Expensify"},{"name":"Fintua"},{"name":"Freshteam"},{"name":"GEP"},{"name":"Google Workspace"},{"name":"Gusto"},{"name":"Hanover Park"},{"name":"HiBob"},{"name":"HR Cloud"},{"name":"HR Partner"},{"name":"Humaans"},{"name":"Insperity Premier"},{"name":"IntelliHR"},{"name":"Justworks"},{"name":"Kallidus"},{"name":"Lano"},{"name":"Lattice"},{"name":"Lucca"},{"name":"Lyft Business"},{"name":"Microsoft Azure AD"},{"name":"Microsoft Dynamics 365 Business Central"},{"name":"Microsoft Teams"},{"name":"Namely"},{"name":"Navan"},{"name":"Nmbrs"},{"name":"Officient"},{"name":"Okta"},{"name":"Oracle Fusion Cloud ERP"},{"name":"Oracle Fusion Cloud HCM"},{"name":"Oracle Netsuite"},{"name":"Paychex"}]` | `[{"name":"Xero"},{"name":"Exact Online"},{"name":"Fetch"},{"name":"TravelPerk"},{"name":"Perk"},{"name":"Gmail"},{"name":"Outlook"},{"name":"Microsoft 365"},{"name":"Apple Pay"},{"name":"Google Pay"},{"name":"Mastercard"}]` |
| market.availability | `{"primaryMarkets":[],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` | `{"hqCountry":"DK","primaryMarkets":["DK","GB","SE","DE","ES"],"availabilityScope":"regional","availableCountries":["DK","GB","SE","DE","ES","PT","FR","NL"],"notAvailableCountries":[]}` |
| platform.support | `{"web":true}` | `{"ios":true,"web":true,"android":true}` |
| pricing | `{"type":"subscription","plans":[{"free":true,"name":"Essentials","summary":"Free","features":["Global card acceptance and 1 local card program","AI-powered custom rules","Up to two entities","Accounting integrations","Local currency wires","Travel booking","Real-time reporting","Brex API access","Bill pay","Reimbursements"],"components":[{"kind":"fixed","amount":0,"period":"month","currency":"USD"}],"description":"For startups and growing companies","contactSales":false},{"free":false,"name":"Premium","summary":"$12/user/month","features":["Everything in Essentials plus","Multiple customizable expense policies","Dynamic expense review chains","AI-powered compliance audit detection","Advanced approvals with dynamic spend limit chains","Multi-entity (US & International)","Customizable ERP and HRIS integrations","VAT documentation","Group travel and advanced travel rules","Live budgets"],"components":[{"kind":"per_unit","unit":"seat","amount":12,"period":"month","currency":"USD"}],"description":"For mid-sized companies looking to scale","contactSales":false},{"free":false,"name":"Enterprise","summary":"Custom pricing","features":["Everything in Premium plus","Unlimited US or global entities","Local card issuance, collections, reimbursements, and policies","Named account manager","Admin center","Customizable implementation services"],"description":"For global enterprises with custom needs","contactSales":true},{"free":false,"name":"Smart Card","summary":"Custom pricing","features":["Global cards accepted worldwide","Local-currency cards in 50+ countries","Merchant card controls and custom approvals"],"description":"For companies simplifying procurement","contactSales":true}],"summary":"From free (Essentials) to $12/user/month (Premium); Enterprise and Smart Card pricing available on request.","currency":"USD","freeTier":true,"sourceUrl":"https://www.brex.com/pricing","retrievedAt":"2026-08-14T15:22:53.743Z","startingPrice":{"amount":12,"period":"month","currency":"USD"},"billingPeriods":["month"]}` | `{"type":"subscription","plans":[{"free":false,"name":"Starter","summary":"€4/month (annual billing) + €5/user/month additional. Includes up to 3 users max.","features":["Physical and virtual cards","Accounts payable","Real-time expense tracking","Automated expense notes","Accounting integrations","Chat support","1 supplier card","Up to €5,000 credit limit"],"minSeats":1,"commitment":"annual","components":[{"kind":"fixed","amount":4,"period":"month","currency":"EUR"},{"kind":"per_unit","unit":"seat","amount":5,"period":"month","currency":"EUR"}],"description":"Basic expense tracking with physical and virtual cards","contactSales":false},{"free":false,"name":"Essential","summary":"€18/month (annual) or €20/month (monthly) + €11/user/month additional (annual)","features":["All Starter features","Reimbursements","Mileage tracking","AI expense guidance","Flexible card limits","Up to 25 supplier cards","Automated approval processes","Recurring supplier tracking","Up to €20,000 credit limit"],"minSeats":1,"commitment":"monthly","components":[{"kind":"fixed","amount":18,"period":"month","currency":"EUR"},{"kind":"per_unit","unit":"seat","amount":11,"period":"month","currency":"EUR"}],"description":"Comprehensive expense and payables management with reimbursements","contactSales":false},{"free":false,"name":"Advanced","summary":"€99/month (annual) or €109/month (monthly) for 3 users + €15/user/month additional (annual)","features":["All Essential features","Cashback (0.5% for qualifying users)","Advanced card controls","Up to 100 supplier cards","Budget management","HRIS integrations","Advanced approval workflows","Up to €250,000 credit limit"],"minSeats":3,"commitment":"monthly","components":[{"kind":"fixed","amount":99,"period":"month","currency":"EUR"},{"kind":"per_unit","unit":"seat","amount":15,"period":"month","currency":"EUR"}],"description":"Advanced spend controls with budgets and approval workflows","contactSales":false},{"free":false,"name":"Business","summary":"From €249/month (annual). Custom pricing and features.","features":["All Advanced features","Multi-entity management","Premium integrations","AI expense review","Advanced supplier management","Cash management","Spend insights and advice","Setup assistance","Up to €500,000 credit limit"],"commitment":"annual","components":[{"kind":"fixed","amount":249,"period":"month","currency":"EUR"}],"description":"Enterprise solution with multi-entity management and premium integrations","contactSales":true}],"addOns":[{"name":"External accountant access","components":[{"kind":"fixed","amount":12,"period":"month","currency":"EUR"}]}],"summary":"From €4/month (Starter annual). Monthly and annual billing available for most plans.","currency":"EUR","freeTier":false,"sourceUrl":"https://www.pleo.io/es/pricing","retrievedAt":"2026-08-14T10:24:02.850Z","startingPrice":{"amount":4,"period":"month","currency":"EUR"},"billingPeriods":["month","year"]}` |
| pricing.free_tier | yes | no |
| pricing.model | freemium | commercial |
| pricing.price_level | low | low |
| pricing.transparent | no | yes |
| reliability.status_page | yes | yes |
| security.disclosure_policy | yes | yes |
| security.gdpr | - | yes |
| security.pci | yes | yes |
| security.soc2 | yes | - |

## Capabilities (Expense & Procurement Software)

| Capability | Brex | Pleo |
|---|:--:|:--:|
| **Core** |  |  |
| Expense reporting | ✓ | ✓ |
| **Cards** |  |  |
| Corporate cards | Both | Both |
| Real-time spend controls | ✓ | ✓ |
| **Payables** |  |  |
| AP automation (bill capture + pay) | ✓ | ✓ |
| Receipt / invoice OCR | ✓ | ✓ |
| International payments (ACH/wire/FX) | ✓ | ✓ |
| **Procurement** |  |  |
| Procurement | Full P2P | Intake |
| **Travel** |  |  |
| Travel booking | Native | Integration |
| **Integration** |  |  |
| Accounting sync | Two-way | Two-way |
| SSO / SCIM | ✓ | ✓ |
| **Commercial** |  |  |
| Funding model | Hybrid | Hybrid |
| Multi-entity / multi-currency | ✓ | ✓ |
| **Platform** |  |  |
| API access | Full | - |

*Source: Vioscale. Generated 2026-09-01T14:59:58.321Z. "-" = undocumented, not absent.*