# Apache Fineract vs LoanPro

| Attribute | Apache Fineract | LoanPro |
|---|---|---|
| **Vioscale score** | 48.3 (20% (low)) | 61.3 (21% (low)) |
| activity.commits_last_30d | 100 | - |
| adoption.dependent_repos | 0 | - |
| adoption.github_stars | 2,405 | - |
| deployment.options | `{"cloud":true,"on_prem":true}` | `{"cloud":true}` |
| description.long | A cloud-ready, open-source core banking platform that provides comprehensive financial technology solutions including client management, loan and savings tracking, accounting integration, and reporting capabilities. | A comprehensive loan management system that handles the full lending lifecycle from origination through servicing, collections, and payment processing. The platform supports virtually any credit product type and integrates with numerous third-party systems through its API-first architecture. |
| features.capabilities | `{"deployment_model":"cloud_web_app"}` | `{"deployment_model":"cloud_web_app","ach_and_credit_card_payment_processing":true,"commercial_sba_business_lending_support":true,"investor_syndication_and_fractional_payouts":true,"plaid_direct_bank_connection_asset_verification":true,"automated_collections_sms_and_dunning_waterfalls":true,"consumer_facing_pos_point_of_sale_document_upload":true}` |
| integrations.count | - | 100 |
| integrations.list | - | `[{"name":"Visa DPS"},{"name":"Lithic"},{"name":"Galileo"},{"name":"Plaid"},{"name":"MX"},{"name":"Recovery Database Network"}]` |
| language.primary | Java | - |
| license.spdx | Apache-2.0 | - |
| platform.support | `{"web":true}` | `{"web":true}` |
| pricing | `{"type":"open_source","sourceUrl":"https://fineract.apache.org/","retrievedAt":"2026-08-24T13:17:51.334Z"}` | - |
| pricing.model | open_source | commercial |
| pricing.price_level | free | - |
| release.cadence_days | 76 | - |
| release.history | `[{"url":"https://github.com/apache/fineract/releases/tag/1.15.0","date":"2026-07-14T15:42:09Z","type":"stable","version":"1.15.0"},{"url":"https://github.com/apache/fineract/releases/tag/1.14.0","date":"2025-12-22T21:23:49Z","type":"stable","version":"1.14.0"},{"url":"https://github.com/apache/fineract/releases/tag/1.13.0","date":"2025-10-20T16:04:25Z","type":"stable","version":"1.13.0"},{"url":"https://github.com/apache/fineract/releases/tag/1.12.1","date":"2025-07-29T15:22:49Z","type":"stable","version":"1.12.1"},{"url":"https://github.com/apache/fineract/releases/tag/1.12.0","date":"2025-07-21T21:45:46Z","type":"stable","version":"1.12.0"},{"url":"https://github.com/apache/fineract/releases/tag/1.11.0","date":"2025-03-06T18:37:03Z","type":"stable","version":"1.11.0"},{"url":"https://github.com/apache/fineract/releases/tag/1.10.1","date":"2024-12-16T16:13:50Z","type":"stable","version":"1.10.1"},{"url":"https://github.com/apache/fineract/releases/tag/1.9.0","date":"2024-01-17T16:44:30Z","type":"stable","version":"1.9.0"},{"url":"https://github.com/apache/fineract/releases/tag/1.7.3","date":"2023-03-24T08:32:44Z","type":"stable","version":"1.7.3"},{"url":"https://github.com/apache/fineract/releases/tag/1.8.4","date":"2023-03-24T08:33:25Z","type":"stable","version":"1.8.4"},{"url":"https://github.com/apache/fineract/releases/tag/1.8.3","date":"2023-01-26T23:37:16Z","type":"stable","version":"1.8.3"},{"url":"https://github.com/apache/fineract/releases/tag/1.8.2","date":"2022-11-29T18:19:28Z","type":"stable","version":"1.8.2"},{"url":"https://github.com/apache/fineract/releases/tag/1.7.2","date":"2022-11-29T18:18:54Z","type":"stable","version":"1.7.2"},{"url":"https://github.com/apache/fineract/releases/tag/1.8.1","date":"2022-11-29T18:18:21Z","type":"stable","version":"1.8.1"},{"url":"https://github.com/apache/fineract/releases/tag/1.7.1","date":"2022-11-29T18:17:51Z","type":"stable","version":"1.7.1"},{"url":"https://github.com/apache/fineract/releases/tag/1.8.0","date":"2022-11-18T09:13:56Z","type":"stable","version":"1.8.0"},{"url":"https://github.com/apache/fineract/releases/tag/1.7.0","date":"2022-05-12T02:00:02Z","type":"stable","version":"1.7.0"},{"url":"https://github.com/apache/fineract/releases/tag/1.6.0","date":"2022-02-24T08:53:15Z","type":"stable","version":"1.6.0"},{"url":"https://github.com/apache/fineract/releases/tag/1.5.0","date":"2021-05-25T01:29:56Z","type":"stable","version":"1.5.0"},{"url":"https://github.com/apache/fineract/releases/tag/1.4.0","date":"2020-10-04T06:28:02Z","type":"stable","version":"1.4.0"}]` | - |
| reliability.status_page | - | yes |
| security.disclosure_policy | yes | - |
| security.scorecard | 6.6 | - |
| security.vulnerabilities | `{"count":0,"source":"https://advisories.ecosyste.ms/api/v1/advisories?ecosystem=go&package_name=github.com%2Fapache%2Ffineract&per_page=100","last_12m":0,"max_severity":null}` | - |

## Capabilities (Lending Software)

| Capability | Apache Fineract | LoanPro |
|---|:--:|:--:|
| **Capabilities** |  |  |
| Deployment model | Cloud web app | Cloud web app |
| Complex amortization simple interest rule of 78 | - | - |
| Merchant cash advance mca daily sweeps | - | - |
| Auto loan gps kill switch integration | - | - |
| Ach and credit card payment processing | - | ✓ |
| Metro 2 credit bureau reporting | - | - |
| Automated collections SMS and dunning waterfalls | - | ✓ |
| Escrow and tax insurance disbursement tracking | - | - |
| Investor syndication and fractional payouts | - | ✓ |
| Accounting quickbooks gl sync | - | - |
| SOC2 type ii | - | - |
| ISO 27001 | - | - |
| Pricing model | - | - |

*Source: Vioscale. Generated 2026-09-01T17:04:08.481Z. "-" = undocumented, not absent.*