# Akaunting vs Xero

**Leader by vioscaleAI score:** Xero

| Attribute | Akaunting | Xero |
|---|---|---|
| **vioscaleAI score** | 54.4 (62% (medium)) | 74 (74% (medium)) |
| content.faq | `[{"answer":"A web-based platform for managing business finances, creating and tracking invoices, and monitoring expenses. It is indexed under Accounting Software.","source":"https://akaunting.com","question":"What is Akaunting?","confidence":0.6},{"answer":"Akaunting offers a free tier, so you can start without paying. Paid plans start at $72 per year. Prices are published openly on the vendor's own pricing page. Pricing changes often, so verify at source before relying on it.","source":"https://akaunting.com/plans-on-premise","question":"Is Akaunting free?","confidence":0.6},{"answer":"We have confirmed browser-based access to Akaunting. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.","source":"https://akaunting.com","question":"What platforms does Akaunting support?","confidence":0.6},{"answer":"Yes. Akaunting can be deployed self-hosted, so it does not have to run on the vendor's infrastructure.","source":"https://akaunting.com","question":"Can Akaunting be self-hosted?","confidence":0.6},{"answer":"We have confirmed 4 integrations for Akaunting, including Shopify, Stripe, Bank Feeds and PayPal. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://akaunting.com","question":"What does Akaunting integrate with?","confidence":0.6},{"answer":"We have independently confirmed GDPR for Akaunting. Certifications we do not list are ones we have not been able to verify from public sources, which is not the same as Akaunting not holding them. Always confirm compliance directly before you rely on it.","source":"https://akaunting.com/privacy","question":"What security certifications does Akaunting have?","confidence":0.7}]` | `[{"answer":"A cloud accounting solution that consolidates invoicing, payroll management, tax compliance, and financial reporting in one place, with AI-assisted automation to minimize manual data entry. It is indexed under Accounting Software.","source":"https://www.xero.com/pricing-plans/standard/","question":"What is Xero?","confidence":0.6},{"answer":"Xero offers a free tier, so you can start without paying. Paid plans start at £18 per month. Prices are published openly on the vendor's own pricing page. Pricing changes often, so verify at source before relying on it.","source":"https://www.xero.com/pricing-plans/standard/","question":"Is Xero free?","confidence":0.6},{"answer":"We have confirmed browser-based access to Xero. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.","source":"https://www.xero.com/pricing-plans/standard/","question":"What platforms does Xero support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for Xero, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://www.xero.com/pricing-plans/standard/","question":"Can Xero be self-hosted?","confidence":0.6},{"answer":"We have confirmed 6 integrations for Xero, including Hubdoc, TaxCycle, Countable, Stripe, GoCardless and WhatsApp. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://www.xero.com/pricing-plans/standard/","question":"What does Xero integrate with?","confidence":0.6},{"answer":"We have independently confirmed SOC 2, ISO 27001 and GDPR for Xero. Certifications we do not list are ones we have not been able to verify from public sources, which is not the same as Xero not holding them. Always confirm compliance directly before you rely on it.","source":"https://www.xero.com/security","question":"What security certifications does Xero have?","confidence":0.7},{"answer":"Xero is available worldwide. Its primary markets are the United Kingdom and Canada.","source":"https://www.xero.com/pricing-plans/standard/","question":"Where is Xero available?","confidence":0.75}]` |
| deployment.options | `{"self_hosted":true}` | `{"cloud":true}` |
| description.long | Online accounting software that helps businesses manage finances, send and collect invoices, and monitor spending. | A cloud accounting solution that consolidates invoicing, payroll management, tax compliance, and financial reporting in one place, with AI-assisted automation to minimize manual data entry. |
| features.capabilities | `{"inventory":true,"api_access":"full","bank_feeds":"manual_import","deployment":"hybrid","ar_invoicing":true,"ap_automation":true,"multi_currency":true,"tax_compliance":"Sales Tax Calculation, Tax Filing","double_entry_gl":true,"payments_capture":true,"accountant_collab":true,"project_accounting":true}` | `{"api_access":"full","bank_feeds":"direct","deployment":"cloud","ar_invoicing":true,"ap_automation":true,"multi_currency":true,"tax_compliance":"VAT, MTD for Income Tax, CIS calculations","payments_capture":true,"accountant_collab":true,"project_accounting":true}` |
| integrations.count | 1 | 1,000 |
| integrations.list | `[{"name":"Shopify"},{"name":"Stripe"},{"name":"Bank Feeds"},{"name":"PayPal","native":true,"category":"payments"}]` | `[{"name":"Hubdoc"},{"name":"TaxCycle"},{"name":"Countable"},{"name":"Stripe"},{"name":"GoCardless"},{"name":"WhatsApp","native":true,"category":"messaging","direction":"outbound"}]` |
| market.availability | `{"primaryMarkets":[],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` | `{"primaryMarkets":["GB","CA"],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` |
| platform.support | `{"web":true}` | `{"web":true}` |
| pricing | `{"type":"hybrid","plans":[{"free":true,"name":"Standard On-Premise","summary":"Free","features":["1 Company","1 User + 1 Accountant","1,000 Invoices","Community Support","Unlimited Customers","Unlimited Vendors","Unlimited Reports","Recurring Payment Reminders","Multiple Currencies","Manage Employees","List Products or Services","Sales Tax Calculation","Multiple Bank Accounts","Import Bank Transactions"],"minSeats":1,"description":"Best for one-person businesses","contactSales":false,"includedLimits":{"users":"1 User + 1 Accountant","invoices":"1,000","companies":"1"}},{"free":false,"name":"Premium On-Premise","summary":"$72/year or $756 lifetime","features":["10 Companies","10 Users","10,000 Invoices","Ticket Support","Unlimited Customers","Unlimited Vendors","Unlimited Reports","Recurring Payment Reminders","Multiple Currencies","Manage Employees","List Products or Services","Sales Tax Calculation","Multiple Bank Accounts","Import Bank Transactions"],"minSeats":10,"commitment":"annual","components":[{"kind":"fixed","amount":72,"period":"year","currency":"USD"},{"kind":"one_time","amount":756,"currency":"USD"}],"description":"Best for small businesses","contactSales":false,"includedLimits":{"users":"10","invoices":"10,000","companies":"10"}},{"free":false,"name":"Elite On-Premise","summary":"$168/year or $1,764 lifetime","features":["30 Companies","30 Users","30,000 Invoices","Ticket Support","Unlimited Customers","Unlimited Vendors","Unlimited Reports","Recurring Payment Reminders","Multiple Currencies","Manage Employees","List Products or Services","Sales Tax Calculation","Multiple Bank Accounts","Import Bank Transactions"],"minSeats":30,"commitment":"annual","components":[{"kind":"fixed","amount":168,"period":"year","currency":"USD"},{"kind":"one_time","amount":1764,"currency":"USD"}],"description":"Best for mid-sized businesses","contactSales":false,"includedLimits":{"users":"30","invoices":"30,000","companies":"30"}},{"free":false,"name":"Ultimate On-Premise","summary":"$684/year or $7,224 lifetime","features":["Unlimited Companies","Unlimited Users","Unlimited Invoices","Ticket Support","Unlimited Customers","Unlimited Vendors","Unlimited Reports","Recurring Payment Reminders","Multiple Currencies","Manage Employees","List Products or Services","Sales Tax Calculation","Multiple Bank Accounts","Import Bank Transactions"],"commitment":"annual","components":[{"kind":"fixed","amount":684,"period":"year","currency":"USD"},{"kind":"one_time","amount":7224,"currency":"USD"}],"description":"Best for accountants","contactSales":false,"includedLimits":{"users":"Unlimited","invoices":"Unlimited","companies":"Unlimited"}}],"summary":"Free for standard plan, or $72–$684/year for paid tiers (annual or one-time lifetime options)","currency":"USD","freeTier":true,"sourceUrl":"https://akaunting.com/plans-on-premise","retrievedAt":"2026-08-13T17:02:49.673Z","startingPrice":{"amount":72,"period":"month","currency":"USD"},"billingPeriods":["year"]}` | `{"type":"subscription","plans":[{"free":false,"name":"Ignite","summary":"£18/month","features":["Send quotes and 20 invoices","Accept online invoice payments","MTD for Income Tax ready","Make online bill and payroll payments","Optional company accounts and tax"],"components":[{"kind":"fixed","amount":18,"period":"month","currency":"GBP"}],"description":"Basic invoicing and payment capabilities","contactSales":false},{"free":false,"name":"Grow","summary":"£39/month","features":["All Ignite features","Send invoices and quotes","Accept online invoice payments","Reconcile transactions","Smart document capture","View real-time reports","Automate bill entry","Submit VAT returns","Forecast cash flow","Customise dashboards","Auto-reconcile"],"components":[{"kind":"fixed","amount":39,"period":"month","currency":"GBP"}],"description":"Includes automation and performance monitoring","contactSales":false},{"free":false,"name":"Comprehensive","summary":"£55/month","components":[{"kind":"fixed","amount":55,"period":"month","currency":"GBP"}],"contactSales":false},{"free":false,"name":"Ultimate","summary":"£70/month","components":[{"kind":"fixed","amount":70,"period":"month","currency":"GBP"}],"contactSales":false}],"addOns":[{"name":"Company accounts and tax","components":[{"kind":"fixed","amount":120,"period":"year","currency":"GBP"}]},{"name":"International bill payments"}],"summary":"From £18/month. First month free.","currency":"GBP","freeTier":true,"sourceUrl":"https://www.xero.com/pricing-plans/standard/","retrievedAt":"2026-09-07T16:02:05.095Z","freeTrialDays":30,"startingPrice":{"amount":18,"period":"month","currency":"GBP"},"billingPeriods":["month"]}` |
| pricing.free_tier | yes | yes |
| pricing.model | freemium | freemium |
| pricing.price_level | high | mid |
| pricing.starting_price | - | `{"amount":18,"currency":"GBP"}` |
| pricing.transparent | yes | yes |
| reliability.sla_pct | 99.97 | - |
| reliability.status_page | - | yes |
| security.disclosure_policy | - | yes |
| security.gdpr | yes | yes |
| security.iso27001 | - | yes |
| security.pci | - | yes |
| security.soc2 | - | yes |
| security.trust_center | - | https://www.xero.com/media-releases/new-compliance-workflows-to-make-tax-season-less-taxing/ |

## Capabilities (Accounting Software)

| Capability | Akaunting | Xero |
|---|:--:|:--:|
| **Core** |  |  |
| Double-entry GL | ✓ | - |
| Multi-entity | - | - |
| Multi-currency | ✓ | ✓ |
| Bank feeds | Manual import | Direct feeds |
| **Modules** |  |  |
| AP automation | ✓ | ✓ |
| AR / invoicing | ✓ | ✓ |
| Inventory | ✓ | - |
| Fixed assets | - | - |
| Project accounting | ✓ | ✓ |
| **Compliance** |  |  |
| Tax compliance | Sales Tax Calculation, Tax Filing | VAT, MTD for Income Tax, CIS calculations |
| **Workflow** |  |  |
| Accountant collaboration | ✓ | ✓ |
| **Payments** |  |  |
| Payments capture | ✓ | ✓ |
| **Ecosystem** |  |  |
| API access | Full | Full |
| **Deployment** |  |  |
| Deployment | Hybrid | Cloud |

*Source: vioscaleAI. Generated 2026-09-21T02:34:45.667Z. "-" = undocumented, not absent.*