# Sage Intacct vs Wave

**Leader by vioscaleAI score:** Wave

| Attribute | Sage Intacct | Wave |
|---|---|---|
| **vioscaleAI score** | 38.1 (46% (low)) | 57.4 (72% (medium)) |
| content.faq | `[{"answer":"A cloud-based system for managing financial records across multiple entities and currencies, using artificial intelligence to automate accounting tasks and provide real-time financial insights. It is indexed under Accounting Software.","source":"https://www.sageintacct.com/en-us/sage-business-cloud/intacct/pricing/","question":"What is Sage Intacct?","confidence":0.6},{"answer":"Sage Intacct does not publish its prices. Pricing is quoted on request, so the figure depends on your seat count and requirements. We record this as a pricing-transparency signal rather than guessing a number. Pricing changes often, so verify at source before relying on it.","source":"https://www.sageintacct.com/en-us/sage-business-cloud/intacct/pricing/","question":"How much does Sage Intacct cost?","confidence":0.6},{"answer":"We have confirmed browser-based access to Sage Intacct. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.","source":"https://www.sageintacct.com","question":"What platforms does Sage Intacct support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for Sage Intacct, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://www.sageintacct.com/en-us/sage-business-cloud/intacct/pricing/","question":"Can Sage Intacct be self-hosted?","confidence":0.6},{"answer":"We have independently confirmed HIPAA for Sage Intacct. Certifications we do not list are ones we have not been able to verify from public sources, which is not the same as Sage Intacct not holding them. Always confirm compliance directly before you rely on it.","source":"https://www.sageintacct.com/trust","question":"What security certifications does Sage Intacct have?","confidence":0.7},{"answer":"Sage Intacct is available in the United States, Canada, the United Kingdom, Germany, France, Spain, Australia and Singapore. Its primary markets are the United States and the United Kingdom. The vendor is headquartered in the United Kingdom.","source":"https://www.sageintacct.com","question":"Where is Sage Intacct available?","confidence":0.75}]` | `[{"answer":"A unified platform combining bookkeeping, invoicing, payment processing, and reporting in one dashboard. Helps small business owners track income and expenses, manage cash flow, and maintain organized financial records year-round. It is indexed under Accounting Software.","source":"https://www.waveapps.com","question":"What is Wave?","confidence":0.6},{"answer":"Wave offers a free tier, so you can start without paying. Paid plans start at $16 per month. Prices are published openly on the vendor's own pricing page. Pricing changes often, so verify at source before relying on it.","source":"https://www.waveapps.com/pricing","question":"Is Wave free?","confidence":0.6},{"answer":"We have confirmed browser-based access to Wave. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.","source":"https://www.waveapps.com","question":"What platforms does Wave support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for Wave, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://www.waveapps.com","question":"Can Wave be self-hosted?","confidence":0.6},{"answer":"We have confirmed 8 integrations for Wave, including Plaid, Zapier, Shopify, Square, ADP, RBC, Block Advisors and Apple Pay. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://www.waveapps.com","question":"What does Wave integrate with?","confidence":0.6},{"answer":"Wave is available worldwide. Its primary markets are the United States and Canada.","source":"https://www.waveapps.com","question":"Where is Wave available?","confidence":0.75}]` |
| deployment.options | `{"cloud":true}` | `{"cloud":true}` |
| description.long | A cloud-based system for managing financial records across multiple entities and currencies, using artificial intelligence to automate accounting tasks and provide real-time financial insights. | Wave enables small business owners to manage their financial operations in one place, including expense and revenue tracking, customer billing, digital payments, and reporting to support financial decision-making. |
| features.capabilities | `{"deployment":"cloud","multi_entity":"consolidation","ap_automation":true,"multi_currency":true,"double_entry_gl":true}` | `{"api_access":"full","bank_feeds":"aggregator","deployment":"cloud","ar_invoicing":true,"tax_compliance":"Tax-ready bookkeeping with organized records and reporting","double_entry_gl":true,"payments_capture":true,"accountant_collab":true,"project_accounting":true}` |
| integrations.count | 350 | 5 |
| integrations.list | `[{"name":"Salesforce"}]` | `[{"name":"Plaid"},{"name":"Zapier"},{"name":"Shopify"},{"name":"Square"},{"name":"ADP"},{"name":"RBC"},{"name":"Block Advisors"},{"name":"Apple Pay"}]` |
| market.availability | `{"hqCountry":"GB","primaryMarkets":["US","GB"],"availabilityScope":"global","availableCountries":["US","CA","GB","DE","FR","ES","AU","SG","IN","BR","ZA","AE"],"notAvailableCountries":[]}` | `{"primaryMarkets":["US","CA"],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` |
| platform.support | `{"web":true}` | `{"ios":true,"web":true,"android":true}` |
| pricing | `{"type":"quote","summary":"Custom pricing; contact sales for details","sourceUrl":"https://www.sageintacct.com/en-us/sage-business-cloud/intacct/pricing/","retrievedAt":"2026-08-14T13:45:15.039Z"}` | `{"type":"subscription","plans":[{"free":true,"name":"Starter","summary":"Free","features":["Unlimited invoices, estimates, bills","Unlimited bookkeeping records","Mobile app access","Dashboard and reports","Payment processing available"],"description":"Basic accounting and invoicing for new businesses","contactSales":false},{"free":false,"name":"Pro","summary":"$16/month billed monthly, or $190/year billed annually","features":["Everything in Starter","Auto-import bank transactions via Plaid","Auto-merge and auto-categorize transactions","Unlimited receipt capture and tracking","Add multiple users/collaborators","Payment processing at discounted rates"],"commitment":"monthly","components":[{"kind":"fixed","amount":16,"period":"month","currency":"USD"}],"description":"Enhanced accounting with bank automation and transaction categorization","contactSales":false},{"free":false,"name":"Wave Advisors","summary":"$149/month or $199/month depending on tier","features":["Everything in Pro","Dedicated bookkeeper management","Monthly financial statements","Expert bookkeeping support","Transition assistance from other software","Optional one-on-one accounting coaching"],"components":[{"kind":"fixed","amount":149,"period":"month","currency":"USD"}],"description":"Hands-off bookkeeping with dedicated bookkeeper and financial expert support","contactSales":false}],"addOns":[{"name":"Payment Processing","components":[{"of":"transaction","kind":"percentage","plus":{"amount":0.6,"currency":"USD"},"rate":2.9}]},{"name":"Payroll"},{"name":"Receipts"}],"summary":"Free Starter plan with unlimited invoicing and bookkeeping. Pro from $16/month includes bank automation. Wave Advisors from $149/month for managed bookkeeping. Payment processing fees: 2.9% + $0.60 per Visa/Mastercard transaction.","currency":"USD","freeTier":true,"sourceUrl":"https://www.waveapps.com/pricing","retrievedAt":"2026-08-14T15:29:13.788Z","startingPrice":{"amount":16,"period":"month","currency":"USD"},"billingPeriods":["month","year"]}` |
| pricing.free_tier | no | yes |
| pricing.model | quote | freemium |
| pricing.price_level | unknown | mid |
| pricing.transparent | no | yes |
| reliability.status_page | yes | yes |
| security.certifications | - | `[{"name":"PCI DSS Level 1","level":"Level 1","status":"active"}]` |
| security.disclosure_policy | yes | - |
| security.hipaa | yes | - |
| security.pci | - | yes |

## Capabilities (Accounting Software)

| Capability | Sage Intacct | Wave |
|---|:--:|:--:|
| **Core** |  |  |
| Double-entry GL | ✓ | ✓ |
| Multi-entity | Consolidation | - |
| Multi-currency | ✓ | - |
| Bank feeds | - | Aggregator |
| **Modules** |  |  |
| AP automation | ✓ | - |
| AR / invoicing | - | ✓ |
| Inventory | - | - |
| Fixed assets | - | - |
| Project accounting | - | ✓ |
| **Compliance** |  |  |
| Tax compliance | - | Tax-ready bookkeeping with organized records and reporting |
| **Workflow** |  |  |
| Accountant collaboration | - | ✓ |
| **Payments** |  |  |
| Payments capture | - | ✓ |
| **Ecosystem** |  |  |
| API access | - | Full |
| **Deployment** |  |  |
| Deployment | Cloud | Cloud |

*Source: vioscaleAI. Generated 2026-10-16T19:28:36.424Z. "-" = undocumented, not absent.*