# Rho vs Soldo

| Attribute | Rho | Soldo |
|---|---|---|
| **vioscaleAI score** | 65.4 (34% (low)) | 59.6 (54% (medium)) |
| content.faq | `[{"answer":"A fintech platform providing business banking, spend management, corporate cards, and treasury services without subscription or per-seat fees. Integrates with accounting and HR platforms to automate financial operations for growing companies. It is indexed under Spend Management.","source":"https://www.rho.co/blog/firstbase-pricing","question":"What is Rho?","confidence":0.6},{"answer":"Rho offers a free tier, so you can start without paying. Paid plans start at $399. Prices are published openly on the vendor's own pricing page. Pricing changes often, so verify at source before relying on it.","source":"https://www.rho.co/blog/firstbase-pricing","question":"Is Rho free?","confidence":0.6},{"answer":"We have confirmed browser-based access to Rho. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.","source":"https://www.rho.co/blog/firstbase-pricing","question":"What platforms does Rho support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for Rho, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://www.rho.co/blog/firstbase-pricing","question":"Can Rho be self-hosted?","confidence":0.6},{"answer":"We have confirmed 10 integrations for Rho, including Gusto, HR Cloud, HRPartner, Intelli HR, Jump Cloud, Justworks, Trinet and UKGPro Workforce Management, plus 2 more. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://www.rho.co/blog/firstbase-pricing","question":"What does Rho integrate with?","confidence":0.6},{"answer":"Rho is available in the United States. Its primary market is the United States.","source":"https://www.rho.co/blog/firstbase-pricing","question":"Where is Rho available?","confidence":0.75}]` | `[{"answer":"Soldo issues Mastercard prepaid cards combined with spend management software, enabling businesses to control employee spending through pre-set limits, automate expense reconciliation, and reduce administrative overhead. It is indexed under Spend Management.","source":"https://www.soldo.com","question":"What is Soldo?","confidence":0.6},{"answer":"Soldo is a paid product; published pricing starts at £21 per month. It is sold across 3 plans (Standard, Plus and Enterprise). There is no free tier. Prices are published openly on the vendor's own pricing page. Pricing changes often, so verify at source before relying on it.","source":"https://www.soldo.com/en-gb/pricing/","question":"How much does Soldo cost?","confidence":0.6},{"answer":"Soldo supports iOS and Android. Platforms we have not confirmed are simply not listed here rather than ruled out.","source":"https://www.soldo.com","question":"What platforms does Soldo support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for Soldo, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://www.soldo.com/en-gb/pricing/","question":"Can Soldo be self-hosted?","confidence":0.6},{"answer":"We have confirmed 23 integrations for Soldo, including Xero, QuickBooks, Sage Intacct, Exact Online, DATEV, NetSuite, ZTravel and SAP Concur, plus 15 more. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://www.soldo.com","question":"What does Soldo integrate with?","confidence":0.6},{"answer":"We have independently confirmed ISO 27001 and GDPR for Soldo. Certifications we do not list are ones we have not been able to verify from public sources, which is not the same as Soldo not holding them. Always confirm compliance directly before you rely on it.","source":"https://www.soldo.com","question":"What security certifications does Soldo have?","confidence":0.6},{"answer":"Soldo is available in the United Kingdom, Ireland and Italy. Its primary market is the United Kingdom. The vendor is headquartered in the United Kingdom.","source":"https://www.soldo.com","question":"Where is Soldo available?","confidence":0.75}]` |
| deployment.options | `{"cloud":true}` | `{"cloud":true}` |
| description.long | A comprehensive fintech platform offering businesses checking, savings, corporate cards, bill pay, and invoicing capabilities from day one through scaling, backed by human customer support. | A spend management platform that issues prepaid Mastercard cards to employees and teams while providing real-time spending controls, automated expense matching via OCR, and integration with accounting systems for streamlined reconciliation. |
| features.capabilities | `{"multi_currency_fx_handling":true}` | `{"pci_dss_level_1_compliant":true,"multi_currency_fx_handling":true,"automated_receipt_matching_ocr":true,"netsuite_sage_intacct_erp_sync":true,"pre_approval_spend_limit_routing":true,"native_corporate_card_issuing_underwriting":true}` |
| integrations.count | 50 | 100 |
| integrations.list | `[{"name":"Gusto"},{"name":"HR Cloud"},{"name":"HRPartner"},{"name":"Intelli HR"},{"name":"Jump Cloud"},{"name":"Justworks"},{"name":"Trinet"},{"name":"UKGPro Workforce Management"},{"name":"UKGPro"},{"name":"Wise"},{"name":"Webster Bank","native":true},{"name":"Wise US","native":true,"category":"payments","direction":"outbound"}]` | `[{"name":"Xero"},{"name":"QuickBooks"},{"name":"Sage Intacct"},{"name":"Exact Online"},{"name":"DATEV"},{"name":"NetSuite"},{"name":"ZTravel"},{"name":"SAP Concur"},{"name":"TravelPerk"},{"name":"Amazon Business"},{"name":"FreshBooks"},{"name":"Zoho Invoice"},{"name":"Microsoft Dynamics 365"},{"name":"Oracle e-business suite"},{"name":"Certinia"},{"name":"Odoo"},{"name":"Workday"},{"name":"Slack"},{"name":"Okta"},{"name":"Google Workspace"},{"name":"Oracle HCM Cloud"},{"name":"Egencia"},{"name":"BizAway"},{"name":"Sage","native":true,"category":"accounting","direction":"outbound"},{"name":"Microsoft Teams","native":true,"category":"chat","direction":"outbound"},{"name":"Bamboo HR","native":true,"category":"hr","direction":"bidirectional"}]` |
| market.availability | `{"primaryMarkets":["US"],"availabilityScope":"regional","availableCountries":["US"],"notAvailableCountries":[]}` | `{"hqCountry":"GB","primaryMarkets":["GB"],"availabilityScope":"regional","availableCountries":["GB"],"notAvailableCountries":[]}` |
| platform.support | `{"web":true}` | `{"ios":true,"web":true,"android":true}` |
| pricing | `{"type":"free","plans":[{"free":true,"name":"Banking","summary":"Free","features":["Business checking account","Corporate cards","Bill pay and invoicing","Spend management","Treasury with up to 4.57% net yield","No subscription fees","No per-seat fees","24/7 support","FDIC-insured checking (via Webster Bank)"],"description":"No subscription or per-seat fees","contactSales":false},{"free":false,"name":"Incorporation","summary":"$399 one-time","features":["Delaware C-corp formation","State filing fees included","Expedited EIN setup","Post-incorporation documents","Bank account opening assistance","$399 refundable with $10k deposit maintained for 30 days"],"components":[{"kind":"one_time","amount":399,"currency":"USD"}],"description":"Delaware C-corp formation with filing and setup","contactSales":false}],"addOns":[{"name":"Registered Agent","components":[{"kind":"fixed","amount":299,"period":"year","currency":"USD"}]},{"name":"Mailroom - Basic","components":[{"kind":"fixed","amount":35,"period":"month","currency":"USD"}]},{"name":"Mailroom - Premium","components":[{"kind":"fixed","amount":50,"period":"month","currency":"USD"}]},{"name":"Accounting & Bookkeeping","components":[{"kind":"fixed","amount":599,"period":"month","currency":"USD"}]},{"name":"Tax Filing","components":[{"kind":"fixed","amount":1799,"period":"year","currency":"USD"}]},{"name":"International Payments","components":[{"kind":"fixed","amount":15,"currency":"USD"},{"of":"transaction","kind":"percentage","rate":1}]}],"summary":"Free banking platform. $399 for incorporation. Optional add-ons from $35/month.","currency":"USD","freeTier":true,"sourceUrl":"https://www.rho.co/blog/firstbase-pricing","retrievedAt":"2026-08-19T21:38:38.880Z","startingPrice":{"amount":399,"currency":"USD"},"billingPeriods":["month","year"]}` | `{"type":"subscription","plans":[{"free":false,"name":"Standard","summary":"£27/month","features":["Physical or virtual Soldo cards","Outbound bank transfers","User permissions and role management","Apple Pay and Google Pay support","Receipt capture via mobile app","Business hours support"],"commitment":"monthly","components":[{"kind":"fixed","amount":27,"period":"month","currency":"GBP"}],"description":"Basic card issuance with receipt capture and user permissions","contactSales":false},{"free":false,"name":"Plus","summary":"£39/month","features":["Multi-currency spending","Automated receipt capture with OCR","Temporary virtual cards","Fuel cards","Instant card issuance","Receipt matching and verification","Expense review workflow builder","Reporting and analytics"],"commitment":"monthly","components":[{"kind":"fixed","amount":39,"period":"month","currency":"GBP"}],"description":"Enhanced management with multi-currency support and automated receipt matching","contactSales":false},{"free":false,"name":"Unlimited","summary":"Custom pricing","features":["Unlimited company wallets","Unlimited users","Unlimited Soldo cards","Unlimited outbound bank transfers","Role-based access and controls at scale","Custom expense approval workflows","Tailored integration setup support"],"description":"Enterprise-grade management with unlimited cards, users, and full customization","contactSales":true}],"summary":"From £27/month with 30-day free trial. No free tier.","currency":"GBP","freeTier":false,"sourceUrl":"https://www.soldo.com/en-gb/pricing/","retrievedAt":"2026-09-29T10:56:42.200Z","freeTrialDays":30,"startingPrice":{"amount":27,"period":"month","currency":"GBP"},"billingPeriods":["month"]}` |
| pricing.free_tier | yes | no |
| pricing.model | free | commercial |
| pricing.price_level | free | mid |
| pricing.starting_price | `{"amount":399,"currency":"USD"}` | `{"amount":27,"currency":"GBP"}` |
| pricing.transparent | yes | yes |
| security.certifications | `[{"name":"FDIC Insurance","level":"Up to $250,000 per account","status":"active"}]` | `[{"name":"PCI DSS Level 1","level":"Level 1","status":"active","auditor":"PCI Security Standards Council"},{"name":"ISO/IEC 27001","status":"active"},{"name":"ISO/IEC 9001","status":"active"},{"name":"Cyber Essentials Plus","status":"active"}]` |
| security.gdpr | - | yes |
| security.iso27001 | - | yes |
| security.pci | - | yes |
| security.trust_center | https://www.rho.co/blog/security-by-design | https://www.soldo.com/en-gb/security/ |

## Capabilities (Spend Management)

| Capability | Rho | Soldo |
|---|:--:|:--:|
| **Capabilities** |  |  |
| Native corporate card issuing underwriting | - | ✓ |
| Unlimited virtual merchant specific cards | - | - |
| Pre approval spend limit routing | - | ✓ |
| Automated receipt matching OCR | - | ✓ |
| Merchant category code mcc blocking | - | - |
| Ap invoice bill payment bundled | - | - |
| Netsuite sage intacct ERP sync | - | ✓ |
| Slack teams receipt upload bot | - | - |
| Multi currency fx handling | ✓ | ✓ |
| SOC2 type ii | - | - |
| PCI DSS level 1 compliant | - | ✓ |
| Pricing model | - | - |

*Source: vioscaleAI. Generated 2026-10-16T20:13:25.700Z. "-" = undocumented, not absent.*