# Payhawk vs Tipalti

| Attribute | Payhawk | Tipalti |
|---|---|---|
| **vioscaleAI score** | 51.8 (74% (medium)) | 52.7 (8% (low)) |
| content.faq | `[{"answer":"A comprehensive financial management system that handles employee expense submission, corporate card issuance, accounts payable automation with invoice capture and routing, procure-to-pay workflows, travel booking, budgeting, and multi-entity operations. It is indexed under Expense & Procurement Software.","source":"https://payhawk.com/blog/business-pricing-models","question":"What is Payhawk?","confidence":0.6},{"answer":"We have confirmed browser-based access to Payhawk. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.","source":"https://payhawk.com/blog/business-pricing-models","question":"What platforms does Payhawk support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for Payhawk, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://payhawk.com/blog/business-pricing-models","question":"Can Payhawk be self-hosted?","confidence":0.6},{"answer":"We have confirmed 7 integrations for Payhawk, including Egencia, NetSuite, Slack, Microsoft Teams, Google, Peppol and SAP S/4HANA. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://payhawk.com/blog/business-pricing-models","question":"What does Payhawk integrate with?","confidence":0.6},{"answer":"We have independently confirmed SOC 2, ISO 27001 and GDPR for Payhawk. Certifications we do not list are ones we have not been able to verify from public sources, which is not the same as Payhawk not holding them. Always confirm compliance directly before you rely on it.","source":"https://payhawk.com/trust","question":"What security certifications does Payhawk have?","confidence":0.7},{"answer":"Payhawk is available worldwide. Its primary markets are the United States and the EU. The vendor is headquartered in Bulgaria.","source":"https://payhawk.com/blog/business-pricing-models","question":"Where is Payhawk available?","confidence":0.75}]` | `[{"answer":"Tipalti provides integrated finance automation tools that help organizations streamline accounts payable, mass payments, procurement, expense management, and treasury operations. The platform uses AI agents to reduce manual work across invoice processing, payment approvals, compliance, and reporting while supporting multi-entity and multi-currency workflows across 200+ countries. It is indexed under Expense & Procurement Software.","source":"https://tipalti.com","question":"What is Tipalti?","confidence":0.6},{"answer":"We have confirmed browser-based access to Tipalti. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.","source":"https://tipalti.com","question":"What platforms does Tipalti support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for Tipalti, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://tipalti.com","question":"Can Tipalti be self-hosted?","confidence":0.6},{"answer":"We have confirmed 14 integrations for Tipalti, including Oracle NetSuite, Intuit QuickBooks, Sage, Microsoft Dynamics 365, Acumatica, Xero, SAP Business One and SAP S/4HANA, plus 6 more. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://tipalti.com","question":"What does Tipalti integrate with?","confidence":0.6},{"answer":"Tipalti is available worldwide. Its primary market is the United States.","source":"https://tipalti.com","question":"Where is Tipalti available?","confidence":0.75}]` |
| deployment.options | `{"cloud":true}` | `{"cloud":true}` |
| description.long | A spend management platform that automates expense capture, invoice processing, travel booking, and payment workflows while providing real-time visibility through integrations with accounting and ERP systems across multiple entities and currencies. | Tipalti provides integrated finance automation tools that help organizations streamline accounts payable, mass payments, procurement, expense management, and treasury operations. The platform uses AI agents to reduce manual work across invoice processing, payment approvals, compliance, and reporting while supporting multi-entity and multi-currency workflows across 200+ countries. |
| features.capabilities | `{"sso_scim":true,"api_access":"full","ocr_capture":true,"procurement":"full_p2p","multi_entity":true,"ap_automation":true,"funding_model":"saas_fee","spend_controls":true,"travel_booking":"native","accounting_sync":"one_way","corporate_cards":"both","expense_reporting":true,"international_payments":true}` | `{"sso_scim":true,"api_access":"full","ocr_capture":true,"procurement":"full_p2p","multi_entity":true,"ap_automation":true,"spend_controls":true,"accounting_sync":"one_way","corporate_cards":"virtual","expense_reporting":true,"international_payments":true}` |
| integrations.count | 34 | 11 |
| integrations.list | `[{"name":"Egencia"},{"name":"NetSuite"},{"name":"Slack"},{"name":"Microsoft Teams"},{"name":"Google"},{"name":"Peppol"},{"name":"SAP S/4HANA","native":true,"category":"accounting"},{"name":"Dynamics 365","native":true,"category":"erp","direction":"bidirectional"},{"name":"Xero","native":true,"category":"accounting","direction":"bidirectional"},{"name":"QuickBooks Online","native":true,"category":"accounting","direction":"bidirectional"},{"name":"Exact Online","native":true,"category":"accounting","direction":"bidirectional"},{"name":"Rillet","native":true,"category":"erp","direction":"bidirectional"},{"name":"Campfire","native":true,"category":"erp","direction":"bidirectional"},{"name":"Okta","native":true,"category":"sso","direction":"inbound"},{"name":"Microsoft Entra","native":true,"category":"sso","direction":"inbound"},{"name":"Google Workspace","native":true,"category":"sso","direction":"inbound"},{"name":"TravelPerk","native":true,"category":"travel"},{"name":"Deel","native":true,"category":"hr"},{"name":"Paycor","native":true,"category":"hr"},{"name":"Claude","native":true,"category":"ai","direction":"bidirectional"},{"name":"ChatGPT","native":true,"category":"ai","direction":"bidirectional"},{"name":"Odoo","native":true,"category":"erp"},{"name":"DualEntry","native":true,"category":"erp"}]` | `[{"name":"Oracle NetSuite"},{"name":"Intuit QuickBooks"},{"name":"Sage"},{"name":"Microsoft Dynamics 365"},{"name":"Acumatica"},{"name":"Xero"},{"name":"SAP Business One"},{"name":"SAP S/4HANA"},{"name":"Everflow"},{"name":"LinkTrust"},{"name":"HitPath"},{"name":"Slack","native":true,"category":"chat"},{"name":"Visa","category":"payments"},{"name":"Mastercard","category":"payments"}]` |
| market.availability | `{"primaryMarkets":["US","CA","GB","EU"],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` | `{"primaryMarkets":["US"],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` |
| platform.support | `{"web":true}` | `{"web":true}` |
| pricing | `{"type":"quote","plans":[{"free":false,"name":"Growth","summary":"£149/mo","features":["AI-native expense platform","Automated data extraction","Basic ERP integrations","Expense capture and coding","Real-time reconciliation"],"commitment":"monthly","components":[{"kind":"fixed","amount":149,"period":"month","currency":"GBP"}],"description":"Fixed-price starter plan for small businesses","contactSales":false,"includedLimits":{"entities":"1","invoices":"15/mo","reimbursements":"15/mo"}}],"summary":"From £149/mo (Growth); custom quotes for modular enterprise plans","freeTier":false,"sourceUrl":"https://payhawk.com/pricing-and-plans","retrievedAt":"2026-09-22T14:40:58.134Z","freeTrialDays":7,"startingPrice":{"amount":149,"period":"month","currency":"GBP"},"billingPeriods":["month"]}` | - |
| pricing.free_tier | no | - |
| pricing.model | quote | commercial |
| pricing.price_level | high | - |
| pricing.starting_price | `{"amount":149,"currency":"GBP"}` | - |
| pricing.transparent | no | - |
| reliability.status_page | yes | - |
| security.certifications | `[{"name":"SOC 2 Type 2","level":"Type 2","status":"active"},{"name":"ISO 27001","status":"active"},{"name":"PCI DSS Level 1","level":"Level 1","status":"active"},{"name":"SOC 1 Type 2","level":"Type 2","status":"active"},{"name":"DORA","status":"active"},{"name":"CSA STAR Level 1","level":"Level 1","status":"active"},{"name":"IDW PS 880","status":"active"}]` | - |
| security.disclosure_policy | yes | - |
| security.gdpr | yes | - |
| security.iso27001 | yes | - |
| security.pci | yes | - |
| security.soc2 | yes | - |
| security.trust_center | https://payhawk.com/trust | https://tipalti.com/blog/financial-compliance-regulations/ |

## Capabilities (Expense & Procurement Software)

| Capability | Payhawk | Tipalti |
|---|:--:|:--:|
| **Core** |  |  |
| Expense reporting | ✓ | ✓ |
| **Cards** |  |  |
| Corporate cards | Both | Virtual |
| Real-time spend controls | ✓ | ✓ |
| **Payables** |  |  |
| AP automation (bill capture + pay) | ✓ | ✓ |
| Receipt / invoice OCR | ✓ | ✓ |
| International payments (ACH/wire/FX) | ✓ | ✓ |
| **Procurement** |  |  |
| Procurement | Full P2P | Full P2P |
| **Travel** |  |  |
| Travel booking | Native | - |
| **Integration** |  |  |
| Accounting sync | One-way | One-way |
| SSO / SCIM | ✓ | ✓ |
| **Commercial** |  |  |
| Funding model | SaaS fee | - |
| Multi-entity / multi-currency | ✓ | ✓ |
| **Platform** |  |  |
| API access | Full | Full |

*Source: vioscaleAI. Generated 2026-10-19T10:50:30.796Z. "-" = undocumented, not absent.*