# Payhawk vs SAP Concur

| Attribute | Payhawk | SAP Concur |
|---|---|---|
| **vioscaleAI score** | 51.8 (74% (medium)) | 53 (50% (medium)) |
| content.faq | `[{"answer":"A comprehensive financial management system that handles employee expense submission, corporate card issuance, accounts payable automation with invoice capture and routing, procure-to-pay workflows, travel booking, budgeting, and multi-entity operations. It is indexed under Expense & Procurement Software.","source":"https://payhawk.com/blog/business-pricing-models","question":"What is Payhawk?","confidence":0.6},{"answer":"We have confirmed browser-based access to Payhawk. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.","source":"https://payhawk.com/blog/business-pricing-models","question":"What platforms does Payhawk support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for Payhawk, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://payhawk.com/blog/business-pricing-models","question":"Can Payhawk be self-hosted?","confidence":0.6},{"answer":"We have confirmed 7 integrations for Payhawk, including Egencia, NetSuite, Slack, Microsoft Teams, Google, Peppol and SAP S/4HANA. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://payhawk.com/blog/business-pricing-models","question":"What does Payhawk integrate with?","confidence":0.6},{"answer":"We have independently confirmed SOC 2, ISO 27001 and GDPR for Payhawk. Certifications we do not list are ones we have not been able to verify from public sources, which is not the same as Payhawk not holding them. Always confirm compliance directly before you rely on it.","source":"https://payhawk.com/trust","question":"What security certifications does Payhawk have?","confidence":0.7},{"answer":"Payhawk is available worldwide. Its primary markets are the United States and the EU. The vendor is headquartered in Bulgaria.","source":"https://payhawk.com/blog/business-pricing-models","question":"Where is Payhawk available?","confidence":0.75}]` | `[{"answer":"A cloud-based platform that automates expense reporting, travel booking and management, and accounts payable processes. It leverages artificial intelligence to enforce spending policies, detect fraud, and provide visibility into organizational spending patterns. It is indexed under Expense & Procurement Software.","source":"https://www.concur.com/about/pricing","question":"What is SAP Concur?","confidence":0.6},{"answer":"SAP Concur does not publish its prices. Pricing is quoted on request, across 3 plans (Base, Plus and Premium), so the figure depends on your seat count and requirements. We record this as a pricing-transparency signal rather than guessing a number. Pricing changes often, so verify at source before relying on it.","source":"https://www.concur.com/about/pricing","question":"How much does SAP Concur cost?","confidence":0.6},{"answer":"We have confirmed browser-based access to SAP Concur. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.","source":"https://www.concur.com/about/pricing","question":"What platforms does SAP Concur support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for SAP Concur, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://www.concur.com/about/pricing","question":"Can SAP Concur be self-hosted?","confidence":0.6},{"answer":"We have confirmed 5 integrations for SAP Concur, including Xero, QuickBooks, Sage Intaact, NetSuite and ADP. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://www.concur.com/about/pricing","question":"What does SAP Concur integrate with?","confidence":0.6},{"answer":"SAP Concur is available worldwide. Its primary market is the United States.","source":"https://www.concur.com/about/pricing","question":"Where is SAP Concur available?","confidence":0.5}]` |
| deployment.options | `{"cloud":true}` | `{"cloud":true}` |
| description.long | A spend management platform that automates expense capture, invoice processing, travel booking, and payment workflows while providing real-time visibility through integrations with accounting and ERP systems across multiple entities and currencies. | AI-driven spend management software that consolidates expense reporting, travel management, and invoice processing, with built-in compliance controls and integration capabilities designed to support multinational organizations. |
| features.capabilities | `{"sso_scim":true,"api_access":"full","ocr_capture":true,"procurement":"full_p2p","multi_entity":true,"ap_automation":true,"funding_model":"saas_fee","spend_controls":true,"travel_booking":"native","accounting_sync":"one_way","corporate_cards":"both","expense_reporting":true,"international_payments":true}` | `{"api_access":"full","ocr_capture":true,"multi_entity":true,"ap_automation":true,"funding_model":"saas_fee","spend_controls":true,"travel_booking":"native","accounting_sync":"one_way","expense_reporting":true}` |
| integrations.count | 34 | 300 |
| integrations.list | `[{"name":"Egencia"},{"name":"NetSuite"},{"name":"Slack"},{"name":"Microsoft Teams"},{"name":"Google"},{"name":"Peppol"},{"name":"SAP S/4HANA","native":true,"category":"accounting"},{"name":"Dynamics 365","native":true,"category":"erp","direction":"bidirectional"},{"name":"Xero","native":true,"category":"accounting","direction":"bidirectional"},{"name":"QuickBooks Online","native":true,"category":"accounting","direction":"bidirectional"},{"name":"Exact Online","native":true,"category":"accounting","direction":"bidirectional"},{"name":"Rillet","native":true,"category":"erp","direction":"bidirectional"},{"name":"Campfire","native":true,"category":"erp","direction":"bidirectional"},{"name":"Okta","native":true,"category":"sso","direction":"inbound"},{"name":"Microsoft Entra","native":true,"category":"sso","direction":"inbound"},{"name":"Google Workspace","native":true,"category":"sso","direction":"inbound"},{"name":"TravelPerk","native":true,"category":"travel"},{"name":"Deel","native":true,"category":"hr"},{"name":"Paycor","native":true,"category":"hr"},{"name":"Claude","native":true,"category":"ai","direction":"bidirectional"},{"name":"ChatGPT","native":true,"category":"ai","direction":"bidirectional"},{"name":"Odoo","native":true,"category":"erp"},{"name":"DualEntry","native":true,"category":"erp"}]` | `[{"name":"Xero"},{"name":"QuickBooks"},{"name":"Sage Intaact"},{"name":"NetSuite"},{"name":"ADP"}]` |
| market.availability | `{"primaryMarkets":["US","CA","GB","EU"],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` | `{"primaryMarkets":["US"],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` |
| platform.support | `{"web":true}` | `{"web":true}` |
| pricing | `{"type":"quote","plans":[{"free":false,"name":"Growth","summary":"£149/mo","features":["AI-native expense platform","Automated data extraction","Basic ERP integrations","Expense capture and coding","Real-time reconciliation"],"commitment":"monthly","components":[{"kind":"fixed","amount":149,"period":"month","currency":"GBP"}],"description":"Fixed-price starter plan for small businesses","contactSales":false,"includedLimits":{"entities":"1","invoices":"15/mo","reimbursements":"15/mo"}}],"summary":"From £149/mo (Growth); custom quotes for modular enterprise plans","freeTier":false,"sourceUrl":"https://payhawk.com/pricing-and-plans","retrievedAt":"2026-09-22T14:40:58.134Z","freeTrialDays":7,"startingPrice":{"amount":149,"period":"month","currency":"GBP"},"billingPeriods":["month"]}` | `{"type":"quote","plans":[{"free":false,"name":"Base","summary":"$7 per report","features":["Concur Expense","Unlimited users"],"components":[{"per":{"qty":1,"unit":"report"},"kind":"per_unit","amount":7,"currency":"USD"}],"description":"Basic expense reporting for smaller businesses","contactSales":false},{"free":false,"name":"Plus","summary":"$11 per report","features":["ExpenseIt","User Support Desk","Reporting"],"components":[{"per":{"qty":1,"unit":"report"},"kind":"per_unit","amount":11,"currency":"USD"}],"description":"AI-powered features with enhanced support and reporting","contactSales":false},{"free":false,"name":"Premium","summary":"Custom pricing","features":["Concur Travel","Intelligence"],"description":"Advanced capabilities including travel management and intelligence tools","contactSales":true}],"summary":"From $7 per report. Custom pricing available for advanced plans.","currency":"USD","freeTier":false,"sourceUrl":"https://www.concur.com/about/pricing","retrievedAt":"2026-09-04T13:24:35.862Z","startingPrice":{"unit":"report","amount":7,"currency":"USD"},"billingPeriods":["month"]}` |
| pricing.free_tier | no | no |
| pricing.model | quote | quote |
| pricing.price_level | high | low |
| pricing.starting_price | `{"amount":149,"currency":"GBP"}` | `{"amount":7,"currency":"USD"}` |
| pricing.transparent | no | no |
| reliability.status_page | yes | yes |
| security.certifications | `[{"name":"SOC 2 Type 2","level":"Type 2","status":"active"},{"name":"ISO 27001","status":"active"},{"name":"PCI DSS Level 1","level":"Level 1","status":"active"},{"name":"SOC 1 Type 2","level":"Type 2","status":"active"},{"name":"DORA","status":"active"},{"name":"CSA STAR Level 1","level":"Level 1","status":"active"},{"name":"IDW PS 880","status":"active"}]` | - |
| security.disclosure_policy | yes | yes |
| security.gdpr | yes | - |
| security.iso27001 | yes | - |
| security.pci | yes | - |
| security.soc2 | yes | - |
| security.trust_center | https://payhawk.com/trust | https://www.concur.com/campaigns/compliance-fraud |

## Capabilities (Expense & Procurement Software)

| Capability | Payhawk | SAP Concur |
|---|:--:|:--:|
| **Core** |  |  |
| Expense reporting | ✓ | ✓ |
| **Cards** |  |  |
| Corporate cards | Both | - |
| Real-time spend controls | ✓ | ✓ |
| **Payables** |  |  |
| AP automation (bill capture + pay) | ✓ | ✓ |
| Receipt / invoice OCR | ✓ | ✓ |
| International payments (ACH/wire/FX) | ✓ | - |
| **Procurement** |  |  |
| Procurement | Full P2P | - |
| **Travel** |  |  |
| Travel booking | Native | Native |
| **Integration** |  |  |
| Accounting sync | One-way | One-way |
| SSO / SCIM | ✓ | - |
| **Commercial** |  |  |
| Funding model | SaaS fee | SaaS fee |
| Multi-entity / multi-currency | ✓ | ✓ |
| **Platform** |  |  |
| API access | Full | Full |

*Source: vioscaleAI. Generated 2026-10-28T02:01:02.837Z. "-" = undocumented, not absent.*