# Navan vs Ramp

**Leader by vioscaleAI score:** Ramp

| Attribute | Navan | Ramp |
|---|---|---|
| **vioscaleAI score** | 50.7 (71% (medium)) | 74.1 (50% (medium)) |
| content.faq | `[{"answer":"A system for managing corporate travel bookings and expense submissions, with policy enforcement at the time of spending and automatic data transfer to accounting and ERP systems. It is indexed under Expense & Procurement Software.","source":"https://navan.com","question":"What is Navan?","confidence":0.6},{"answer":"Navan does not publish its prices. Pricing is quoted on request, across 2 plans (Navan Business and Navan Enterprise), so the figure depends on your seat count and requirements. We record this as a pricing-transparency signal rather than guessing a number. Pricing changes often, so verify at source before relying on it.","source":"https://navan.com","question":"How much does Navan cost?","confidence":0.6},{"answer":"We have confirmed browser-based access to Navan. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.","source":"https://navan.com","question":"What platforms does Navan support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for Navan, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://navan.com","question":"Can Navan be self-hosted?","confidence":0.6},{"answer":"We have confirmed 7 integrations for Navan, including Sherpa, NetSuite, Sage Intacct, QuickBooks Online, Microsoft Dynamics, SAP and Xero. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://navan.com","question":"What does Navan integrate with?","confidence":0.6},{"answer":"Navan is available in France, Germany, the Netherlands, Spain, the United Kingdom and the United States. Its primary markets are the United Kingdom and the United States.","source":"https://navan.com","question":"Where is Navan available?","confidence":0.75}]` | `[{"answer":"An integrated platform for managing company spending that combines physical and virtual corporate cards with automated expense capture, intelligent invoice processing, real-time spending controls, and streamlined approval workflows. It is indexed under Expense & Procurement Software.","source":"https://ramp.com","question":"What is Ramp?","confidence":0.6},{"answer":"Ramp offers a free tier, so you can start without paying. Paid plans start at $15 per user per month. Prices are published openly on the vendor's own pricing page. Pricing changes often, so verify at source before relying on it.","source":"https://ramp.com","question":"Is Ramp free?","confidence":0.6},{"answer":"We have confirmed browser-based access to Ramp. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.","source":"https://ramp.com","question":"What platforms does Ramp support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for Ramp, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://ramp.com","question":"Can Ramp be self-hosted?","confidence":0.6},{"answer":"We have independently confirmed SOC 2 and ISO 27001 for Ramp. Certifications we do not list are ones we have not been able to verify from public sources, which is not the same as Ramp not holding them. Always confirm compliance directly before you rely on it.","source":"https://trust.ramp.com","question":"What security certifications does Ramp have?","confidence":0.7}]` |
| deployment.options | `{"cloud":true}` | `{"cloud":true}` |
| description.long | A comprehensive solution that combines travel booking, expense reporting, and spending policy enforcement to help organizations control costs and simplify financial workflows. | Provides integrated corporate card issuance, automated expense tracking, bill payment processing, and accounts payable management with AI-driven workflows to streamline financial operations globally. |
| features.capabilities | `{"spend_controls":true,"travel_booking":"native","accounting_sync":"one_way","corporate_cards":"both","expense_reporting":true}` | `{"ocr_capture":true,"procurement":"full_p2p","multi_entity":true,"ap_automation":true,"spend_controls":true,"travel_booking":"native","accounting_sync":"two_way","corporate_cards":"both","expense_reporting":true,"international_payments":true}` |
| integrations.count | 6 | 200 |
| integrations.list | `[{"name":"Sherpa"},{"name":"NetSuite","native":true,"category":"erp","direction":"outbound"},{"name":"Sage Intacct","native":true,"category":"erp","direction":"outbound"},{"name":"QuickBooks Online","native":true,"category":"accounting","direction":"outbound"},{"name":"Microsoft Dynamics","native":true,"category":"erp","direction":"outbound"},{"name":"SAP","native":true,"category":"erp","direction":"outbound"},{"name":"Xero","native":true,"category":"accounting","direction":"outbound"}]` | `[{"name":"Slack"},{"name":"Microsoft Teams"}]` |
| market.availability | `{"primaryMarkets":["GB","US"],"availabilityScope":"regional","availableCountries":["FR","DE","NL","ES","GB","US"],"notAvailableCountries":[]}` | `{"primaryMarkets":[],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` |
| platform.support | `{"web":true}` | `{"web":true}` |
| pricing | `{"type":"hybrid","plans":[{"free":true,"name":"Navan Business","summary":"Free for travel (unlimited trips, up to 300 employees). Expense management: free for first 5 users, $15/user/month thereafter.","features":["Global travel inventory and exclusive rates","Unlimited policy and approval workflows","Self-serve changes and 24/7 travel support agents","Navan Rewards program","Customizable reports","30+ seamless HRIS integrations","Manage expenses and issue reimbursements","Connect corporate or business credit cards","Receipt scanning for expenses","Seamless ERP integrations"],"components":[{"kind":"fixed","amount":0,"period":"month","currency":"USD"},{"kind":"per_unit","unit":"expense_user","amount":15,"period":"month","currency":"USD"}],"description":"For companies up to 300 employees. Travel booking features free. Expense management free for first 5 monthly users.","contactSales":false,"includedLimits":{"max_employees":"300","unlimited_trips":"True","free_expense_users":"5"}},{"free":false,"name":"Navan Enterprise","summary":"Custom pricing. Contact sales for quote.","features":["Full suite of Navan Travel","Full suite of Navan Expense","Unlimited travelers and expensing users","Global program coverage","Designated Account Executive","Dedicated Customer Success Manager","Custom implementation","Corporate negotiated rates","Comprehensive back office capabilities","Enterprise-grade travel support"],"description":"For large-scale organizations. Includes everything in Navan Business plus dedicated support and implementation.","contactSales":true}],"summary":"Navan Travel free (powered by provider commissions). Expenses: free for first 5 users, then $15/user/month. Enterprise: custom pricing.","currency":"USD","freeTier":true,"sourceUrl":"https://navan.com","retrievedAt":"2026-08-01T14:58:36.601Z","billingPeriods":["month"]}` | `{"type":"subscription","plans":[{"free":true,"name":"Free","features":["Unlimited physical and virtual corporate cards","Card issuing controls","Complete expenses via SMS or Slack","Custom travel policy","Book flights, hotels, and car rentals","Auto-receipt collection and matching","Automated invoice extraction (OCR)","Configurable approval workflows","Automated fraud checks","Pay bills by ACH, card, check, wire, and more","Earn 4.31% in Ramp Investment Account","Earn 2% on FDIC-insured cash account","No fees or minimum deposits","Free wires and same-day ACH","Basic accounting rules","QuickBooks Online and Xero integrations","Custom reports and insights via AI","Custom report builder","Automated vendor tracking and contract extraction","Price intelligence"],"components":[{"kind":"fixed","amount":0,"period":"month","currency":"USD"}],"description":"Best for smaller teams who want to simplify finances.","contactSales":false},{"free":false,"name":"Plus","features":["All Free features","AI-driven expense reviews and policy insights","Auto-lock cards when compliance is unmet","24/7 phone support for travel bookings","Auto-coded line items","AI-driven approval recommendations","Automated batch payments","Payment release approvals","NetSuite, Sage Intacct, and more integrations","AI coding for every field","Automate approval and sync of routine spend","Multi-entity business support","Auto tax capture and coding","Share live reports and schedule exports","Track budgets vs. actuals in real time","Custom user roles","Multi-entity visibility restrictions","Audit log"],"components":[{"kind":"per_unit","unit":"user","amount":15,"period":"month","currency":"USD"}],"description":"Perfect for teams who want to use AI-driven automation to eliminate busywork.","contactSales":false},{"free":false,"name":"Enterprise","features":["All Plus features","Workday and Oracle Fusion Cloud integrations","Locally funded reimbursements","Pay card payments in local currency","Local currency card issuing in 30+ countries","Dedicated account and customer success manager","Priority 24/7 global support","Custom implementation scoping and rollout plan","Integration setup and validation testing","Employee training and change management","Custom development","ERP extensions and configurations","Custom policy and workflow configuration","Advanced organization, role, and entity configuration"],"commitment":"annual","description":"Made for teams who need full customization.","contactSales":true}],"addOns":[{"name":"Procurement"}],"summary":"Free tier available. Plus at $15/user/month. Enterprise plans available.","currency":"USD","freeTier":true,"sourceUrl":"https://ramp.com","retrievedAt":"2026-08-01T15:01:37.681Z","startingPrice":{"amount":15,"period":"month","currency":"USD"},"billingPeriods":["month","year"]}` |
| pricing.free_tier | yes | yes |
| pricing.model | commercial | commercial |
| pricing.price_level | low | mid |
| pricing.transparent | yes | yes |
| reliability.status_page | yes | - |
| security.disclosure_policy | - | yes |
| security.fedramp | - | yes |
| security.iso27001 | - | yes |
| security.pci | yes | yes |
| security.soc2 | - | yes |
| security.trust_center | https://navan.com/blog/expense-policy-compliance | - |

## Capabilities (Expense & Procurement Software)

| Capability | Navan | Ramp |
|---|:--:|:--:|
| **Core** |  |  |
| Expense reporting | ✓ | ✓ |
| **Cards** |  |  |
| Corporate cards | Both | Both |
| Real-time spend controls | ✓ | ✓ |
| **Payables** |  |  |
| AP automation (bill capture + pay) | - | ✓ |
| Receipt / invoice OCR | - | ✓ |
| International payments (ACH/wire/FX) | - | ✓ |
| **Procurement** |  |  |
| Procurement | - | Full P2P |
| **Travel** |  |  |
| Travel booking | Native | Native |
| **Integration** |  |  |
| Accounting sync | One-way | Two-way |
| SSO / SCIM | - | - |
| **Commercial** |  |  |
| Funding model | - | - |
| Multi-entity / multi-currency | - | ✓ |
| **Platform** |  |  |
| API access | - | - |

*Source: vioscaleAI. Generated 2026-10-16T20:58:41.342Z. "-" = undocumented, not absent.*