# Navan vs Payhawk

| Attribute | Navan | Payhawk |
|---|---|---|
| **vioscaleAI score** | 50.7 (71% (medium)) | 51.8 (74% (medium)) |
| content.faq | `[{"answer":"A system for managing corporate travel bookings and expense submissions, with policy enforcement at the time of spending and automatic data transfer to accounting and ERP systems. It is indexed under Expense & Procurement Software.","source":"https://navan.com","question":"What is Navan?","confidence":0.6},{"answer":"Navan does not publish its prices. Pricing is quoted on request, across 2 plans (Navan Business and Navan Enterprise), so the figure depends on your seat count and requirements. We record this as a pricing-transparency signal rather than guessing a number. Pricing changes often, so verify at source before relying on it.","source":"https://navan.com","question":"How much does Navan cost?","confidence":0.6},{"answer":"We have confirmed browser-based access to Navan. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.","source":"https://navan.com","question":"What platforms does Navan support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for Navan, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://navan.com","question":"Can Navan be self-hosted?","confidence":0.6},{"answer":"We have confirmed 7 integrations for Navan, including Sherpa, NetSuite, Sage Intacct, QuickBooks Online, Microsoft Dynamics, SAP and Xero. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://navan.com","question":"What does Navan integrate with?","confidence":0.6},{"answer":"Navan is available in France, Germany, the Netherlands, Spain, the United Kingdom and the United States. Its primary markets are the United Kingdom and the United States.","source":"https://navan.com","question":"Where is Navan available?","confidence":0.75}]` | `[{"answer":"A comprehensive financial management system that handles employee expense submission, corporate card issuance, accounts payable automation with invoice capture and routing, procure-to-pay workflows, travel booking, budgeting, and multi-entity operations. It is indexed under Expense & Procurement Software.","source":"https://payhawk.com/blog/business-pricing-models","question":"What is Payhawk?","confidence":0.6},{"answer":"We have confirmed browser-based access to Payhawk. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.","source":"https://payhawk.com/blog/business-pricing-models","question":"What platforms does Payhawk support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for Payhawk, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://payhawk.com/blog/business-pricing-models","question":"Can Payhawk be self-hosted?","confidence":0.6},{"answer":"We have confirmed 7 integrations for Payhawk, including Egencia, NetSuite, Slack, Microsoft Teams, Google, Peppol and SAP S/4HANA. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://payhawk.com/blog/business-pricing-models","question":"What does Payhawk integrate with?","confidence":0.6},{"answer":"We have independently confirmed SOC 2, ISO 27001 and GDPR for Payhawk. Certifications we do not list are ones we have not been able to verify from public sources, which is not the same as Payhawk not holding them. Always confirm compliance directly before you rely on it.","source":"https://payhawk.com/trust","question":"What security certifications does Payhawk have?","confidence":0.7},{"answer":"Payhawk is available worldwide. Its primary markets are the United States and the EU. The vendor is headquartered in Bulgaria.","source":"https://payhawk.com/blog/business-pricing-models","question":"Where is Payhawk available?","confidence":0.75}]` |
| deployment.options | `{"cloud":true}` | `{"cloud":true}` |
| description.long | A comprehensive solution that combines travel booking, expense reporting, and spending policy enforcement to help organizations control costs and simplify financial workflows. | A spend management platform that automates expense capture, invoice processing, travel booking, and payment workflows while providing real-time visibility through integrations with accounting and ERP systems across multiple entities and currencies. |
| features.capabilities | `{"spend_controls":true,"travel_booking":"native","accounting_sync":"one_way","corporate_cards":"both","expense_reporting":true}` | `{"sso_scim":true,"api_access":"full","ocr_capture":true,"procurement":"full_p2p","multi_entity":true,"ap_automation":true,"funding_model":"saas_fee","spend_controls":true,"travel_booking":"native","accounting_sync":"one_way","corporate_cards":"both","expense_reporting":true,"international_payments":true}` |
| integrations.count | 6 | 34 |
| integrations.list | `[{"name":"Sherpa"},{"name":"NetSuite","native":true,"category":"erp","direction":"outbound"},{"name":"Sage Intacct","native":true,"category":"erp","direction":"outbound"},{"name":"QuickBooks Online","native":true,"category":"accounting","direction":"outbound"},{"name":"Microsoft Dynamics","native":true,"category":"erp","direction":"outbound"},{"name":"SAP","native":true,"category":"erp","direction":"outbound"},{"name":"Xero","native":true,"category":"accounting","direction":"outbound"}]` | `[{"name":"Egencia"},{"name":"NetSuite"},{"name":"Slack"},{"name":"Microsoft Teams"},{"name":"Google"},{"name":"Peppol"},{"name":"SAP S/4HANA","native":true,"category":"accounting"},{"name":"Dynamics 365","native":true,"category":"erp","direction":"bidirectional"},{"name":"Xero","native":true,"category":"accounting","direction":"bidirectional"},{"name":"QuickBooks Online","native":true,"category":"accounting","direction":"bidirectional"},{"name":"Exact Online","native":true,"category":"accounting","direction":"bidirectional"},{"name":"Rillet","native":true,"category":"erp","direction":"bidirectional"},{"name":"Campfire","native":true,"category":"erp","direction":"bidirectional"},{"name":"Okta","native":true,"category":"sso","direction":"inbound"},{"name":"Microsoft Entra","native":true,"category":"sso","direction":"inbound"},{"name":"Google Workspace","native":true,"category":"sso","direction":"inbound"},{"name":"TravelPerk","native":true,"category":"travel"},{"name":"Deel","native":true,"category":"hr"},{"name":"Paycor","native":true,"category":"hr"},{"name":"Claude","native":true,"category":"ai","direction":"bidirectional"},{"name":"ChatGPT","native":true,"category":"ai","direction":"bidirectional"},{"name":"Odoo","native":true,"category":"erp"},{"name":"DualEntry","native":true,"category":"erp"}]` |
| market.availability | `{"primaryMarkets":["GB","US"],"availabilityScope":"regional","availableCountries":["FR","DE","NL","ES","GB","US"],"notAvailableCountries":[]}` | `{"primaryMarkets":["US","CA","GB","EU"],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` |
| platform.support | `{"web":true}` | `{"web":true}` |
| pricing | `{"type":"hybrid","plans":[{"free":true,"name":"Navan Business","summary":"Free for travel (unlimited trips, up to 300 employees). Expense management: free for first 5 users, $15/user/month thereafter.","features":["Global travel inventory and exclusive rates","Unlimited policy and approval workflows","Self-serve changes and 24/7 travel support agents","Navan Rewards program","Customizable reports","30+ seamless HRIS integrations","Manage expenses and issue reimbursements","Connect corporate or business credit cards","Receipt scanning for expenses","Seamless ERP integrations"],"components":[{"kind":"fixed","amount":0,"period":"month","currency":"USD"},{"kind":"per_unit","unit":"expense_user","amount":15,"period":"month","currency":"USD"}],"description":"For companies up to 300 employees. Travel booking features free. Expense management free for first 5 monthly users.","contactSales":false,"includedLimits":{"max_employees":"300","unlimited_trips":"True","free_expense_users":"5"}},{"free":false,"name":"Navan Enterprise","summary":"Custom pricing. Contact sales for quote.","features":["Full suite of Navan Travel","Full suite of Navan Expense","Unlimited travelers and expensing users","Global program coverage","Designated Account Executive","Dedicated Customer Success Manager","Custom implementation","Corporate negotiated rates","Comprehensive back office capabilities","Enterprise-grade travel support"],"description":"For large-scale organizations. Includes everything in Navan Business plus dedicated support and implementation.","contactSales":true}],"summary":"Navan Travel free (powered by provider commissions). Expenses: free for first 5 users, then $15/user/month. Enterprise: custom pricing.","currency":"USD","freeTier":true,"sourceUrl":"https://navan.com","retrievedAt":"2026-08-01T14:58:36.601Z","billingPeriods":["month"]}` | `{"type":"quote","plans":[{"free":false,"name":"Growth","summary":"£149/mo","features":["AI-native expense platform","Automated data extraction","Basic ERP integrations","Expense capture and coding","Real-time reconciliation"],"commitment":"monthly","components":[{"kind":"fixed","amount":149,"period":"month","currency":"GBP"}],"description":"Fixed-price starter plan for small businesses","contactSales":false,"includedLimits":{"entities":"1","invoices":"15/mo","reimbursements":"15/mo"}}],"summary":"From £149/mo (Growth); custom quotes for modular enterprise plans","freeTier":false,"sourceUrl":"https://payhawk.com/pricing-and-plans","retrievedAt":"2026-09-22T14:40:58.134Z","freeTrialDays":7,"startingPrice":{"amount":149,"period":"month","currency":"GBP"},"billingPeriods":["month"]}` |
| pricing.free_tier | yes | no |
| pricing.model | commercial | quote |
| pricing.price_level | low | high |
| pricing.starting_price | - | `{"amount":149,"currency":"GBP"}` |
| pricing.transparent | yes | no |
| reliability.status_page | yes | yes |
| security.certifications | - | `[{"name":"SOC 2 Type 2","level":"Type 2","status":"active"},{"name":"ISO 27001","status":"active"},{"name":"PCI DSS Level 1","level":"Level 1","status":"active"},{"name":"SOC 1 Type 2","level":"Type 2","status":"active"},{"name":"DORA","status":"active"},{"name":"CSA STAR Level 1","level":"Level 1","status":"active"},{"name":"IDW PS 880","status":"active"}]` |
| security.disclosure_policy | - | yes |
| security.gdpr | - | yes |
| security.iso27001 | - | yes |
| security.pci | yes | yes |
| security.soc2 | - | yes |
| security.trust_center | https://navan.com/blog/expense-policy-compliance | https://payhawk.com/trust |

## Capabilities (Expense & Procurement Software)

| Capability | Navan | Payhawk |
|---|:--:|:--:|
| **Core** |  |  |
| Expense reporting | ✓ | ✓ |
| **Cards** |  |  |
| Corporate cards | Both | Both |
| Real-time spend controls | ✓ | ✓ |
| **Payables** |  |  |
| AP automation (bill capture + pay) | - | ✓ |
| Receipt / invoice OCR | - | ✓ |
| International payments (ACH/wire/FX) | - | ✓ |
| **Procurement** |  |  |
| Procurement | - | Full P2P |
| **Travel** |  |  |
| Travel booking | Native | Native |
| **Integration** |  |  |
| Accounting sync | One-way | One-way |
| SSO / SCIM | - | ✓ |
| **Commercial** |  |  |
| Funding model | - | SaaS fee |
| Multi-entity / multi-currency | - | ✓ |
| **Platform** |  |  |
| API access | - | Full |

*Source: vioscaleAI. Generated 2026-10-16T20:04:06.982Z. "-" = undocumented, not absent.*