# Moneybird vs Zoho Books

**Leader by vioscaleAI score:** Zoho Books

| Attribute | Moneybird | Zoho Books |
|---|---|---|
| **vioscaleAI score** | 64.9 (63% (medium)) | 71 (71% (medium)) |
| content.faq | `[{"answer":"Accounting platform that simplifies VAT return preparation and filing, with connections to payment processors, inventory systems, CRM, HR, and time tracking applications. It is indexed under Accounting Software.","source":"https://www.moneybird.com","question":"What is Moneybird?","confidence":0.6},{"answer":"Moneybird is a paid product; published pricing starts at €3 per month. It is sold across 4 plans (Compact, Start, Growth and Complete). There is no free tier. Prices are published openly on the vendor's own pricing page. Pricing changes often, so verify at source before relying on it.","source":"https://www.moneybird.com/pricing/","question":"How much does Moneybird cost?","confidence":0.6},{"answer":"We have confirmed browser-based access to Moneybird. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.","source":"https://www.moneybird.com/pricing/","question":"What platforms does Moneybird support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for Moneybird, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://www.moneybird.com/pricing/","question":"Can Moneybird be self-hosted?","confidence":0.6},{"answer":"We have confirmed 15 integrations for Moneybird, including Mollie, Stripe, PayPal, MultiSafepay, CCV Pay, TransactieSysteem, Bol.com and Employes, plus 7 more. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://www.moneybird.com","question":"What does Moneybird integrate with?","confidence":0.6},{"answer":"Moneybird is available in the Netherlands. Its primary market is the Netherlands. The vendor is headquartered in the Netherlands.","source":"https://www.moneybird.com/pricing/","question":"Where is Moneybird available?","confidence":0.75}]` | `[{"answer":"Web-based accounting software that helps small businesses manage invoicing, reconcile bank transactions, track inventory, and bill for project work. Built with tax compliance features for UK businesses. It is indexed under Accounting Software.","source":"https://www.zoho.com/books","question":"What is Zoho Books?","confidence":0.6},{"answer":"Zoho Books offers a free tier, so you can start without paying. Pricing changes often, so verify at source before relying on it.","source":"https://www.zoho.com/books","question":"Is Zoho Books free?","confidence":0.6},{"answer":"We have confirmed browser-based access to Zoho Books. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.","source":"https://www.zoho.com/books","question":"What platforms does Zoho Books support?","confidence":0.6},{"answer":"Yes. Zoho Books can be deployed cloud / SaaS, on-premise and self-hosted, so it does not have to run on the vendor's infrastructure.","source":"https://www.zoho.com/books","question":"Can Zoho Books be self-hosted?","confidence":0.6},{"answer":"We have confirmed 16 integrations for Zoho Books, including Google APIs, YouTube APIs, Zoho Mail, Zoho Cliq, Zoho Projects, Zoho Inventory, Zoho Invoice and Zoho People, plus 8 more. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://www.zoho.com/books","question":"What does Zoho Books integrate with?","confidence":0.6},{"answer":"We have independently confirmed SOC 2, ISO 27001, HIPAA and GDPR for Zoho Books. Certifications we do not list are ones we have not been able to verify from public sources, which is not the same as Zoho Books not holding them. Always confirm compliance directly before you rely on it.","source":"https://www.zoho.com/jp/compliance.html","question":"What security certifications does Zoho Books have?","confidence":0.7},{"answer":"Zoho Books is available worldwide. Its primary market is the United Kingdom.","source":"https://www.zoho.com/books","question":"Where is Zoho Books available?","confidence":0.5}]` |
| deployment.options | `{"cloud":true}` | `{"cloud":true,"on_prem":true}` |
| description.long | Accounting platform that simplifies VAT return preparation and filing, with connections to payment processors, inventory systems, CRM, HR, and time tracking applications. | Web-based accounting software that helps small businesses manage invoicing, reconcile bank transactions, track inventory, and bill for project work. Built with tax compliance features for UK businesses. |
| features.capabilities | `{"inventory":false,"api_access":"full","bank_feeds":"direct","deployment":"cloud","ar_invoicing":true,"fixed_assets":true,"multi_entity":"none","ap_automation":false,"multi_currency":false,"tax_compliance":"VAT returns, VAT overview, ICP declaration, Electronic VAT return filing","double_entry_gl":true,"payments_capture":true,"accountant_collab":true,"project_accounting":true}` | `{"inventory":true,"api_access":"full","bank_feeds":"manual_import","deployment":"cloud","ar_invoicing":true,"multi_entity":"multi_entity","multi_currency":true,"tax_compliance":"UK MTD (Making Tax Digital)","double_entry_gl":true,"payments_capture":true,"accountant_collab":true,"project_accounting":true}` |
| integrations.count | 11 | 16 |
| integrations.list | `[{"name":"Mollie"},{"name":"Stripe"},{"name":"PayPal"},{"name":"MultiSafepay"},{"name":"CCV Pay"},{"name":"TransactieSysteem"},{"name":"Bol.com","category":"e_commerce"},{"name":"Employes","category":"hr"},{"name":"Keeping","category":"time_tracking"},{"name":"Picqer","category":"inventory"},{"name":"PerfectView","category":"crm"},{"name":"CCV Salespos","category":"pos"},{"name":"Bouwportaal","category":"construction"},{"name":"Faillissementen.com"},{"name":"Planaday"}]` | `[{"name":"Google APIs"},{"name":"YouTube APIs"},{"name":"Zoho Mail"},{"name":"Zoho Cliq"},{"name":"Zoho Projects"},{"name":"Zoho Inventory"},{"name":"Zoho Invoice"},{"name":"Zoho People"},{"name":"Zoho Checkout"},{"name":"Zoho Analytics"},{"name":"Zoho Sprints"},{"name":"Zoho Desk"},{"name":"Zoho WorkDrive"},{"name":"Zoho Meeting"},{"name":"Zoho Subscriptions"},{"name":"Zoho Expense"}]` |
| market.availability | `{"hqCountry":"NL","primaryMarkets":["NL"],"availabilityScope":"regional","availableCountries":["NL"],"notAvailableCountries":[]}` | `{"primaryMarkets":["GB"],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` |
| platform.support | `{"web":true}` | `{"web":true}` |
| pricing | `{"type":"subscription","plans":[{"free":false,"name":"Compact","summary":"€3/month","features":["Smart Document Processing","Process bank transactions","Sales invoices","Purchase invoices and receipts","Time tracking","Reports and dashboard","VAT overview"],"minSeats":1,"commitment":"monthly","components":[{"kind":"fixed","amount":3,"period":"month","currency":"EUR"}],"description":"To start off gently, at your own pace","contactSales":false,"includedLimits":{"users":"1","bank_connections":"0","time_tracking_hours":"20","processed_transactions":"5","smart_document_processing":"3"}},{"free":false,"name":"Start","summary":"€15/month, save €36/year with annual billing","features":["Smart Document Processing","Scan receipts with app","Electronic VAT return","API access","Accountant access","Custom branding","Automatic reminders","Online payment methods","SEPA direct debit","Send via Peppol","Scan and recognize","Pay from Moneybird","Process UBL invoices","Receive via Peppol","Reports and dashboard","Ledger accounts","VAT overview","ICP declaration","Online sales","Time tracking","Assets and depreciation"],"minSeats":1,"commitment":"monthly","components":[{"kind":"fixed","amount":15,"period":"month","currency":"EUR"}],"description":"Ideal for freelancers and startups","contactSales":false,"includedLimits":{"users":"1","bank_connections":"5","processed_transactions":"20"}},{"free":false,"name":"Growth","summary":"€29/month, save €72/year with annual billing","features":["Everything from Start","80% bookkeeping automation","Recurring invoices"],"minSeats":1,"commitment":"monthly","components":[{"kind":"fixed","amount":29,"period":"month","currency":"EUR"}],"description":"For entrepreneurs who are growing","contactSales":false,"includedLimits":{"users":"5","bank_connections":"5","processed_transactions":"50"}},{"free":false,"name":"Complete","summary":"€41/month, save €96/year with annual billing","features":["Everything from Growth","Unlimited bookkeeping","Unlimited linked bank accounts","Unlimited processed transactions","Unlimited users"],"commitment":"monthly","components":[{"kind":"fixed","amount":41,"period":"month","currency":"EUR"}],"description":"The package for unlimited bookkeeping","contactSales":false,"includedLimits":{"users":"None","bank_connections":"None","processed_transactions":"None"}}],"addOns":[{"name":"Payment Processing Fees","components":[{"per":{"qty":1,"unit":"transaction"},"kind":"metered","amount":0.29,"currency":"EUR"}]}],"summary":"From €3/month. 60-day free trial with Complete plan access. Up to 25% discount with annual billing.","currency":"EUR","freeTier":false,"sourceUrl":"https://www.moneybird.com/pricing/","retrievedAt":"2026-08-13T16:57:36.384Z","freeTrialDays":60,"startingPrice":{"amount":3,"period":"month","currency":"EUR"},"billingPeriods":["month","year"]}` | `{"freeTier":true,"sourceUrl":"https://www.zoho.com/books","retrievedAt":"2026-09-04T13:21:31.030Z","freeTrialDays":15}` |
| pricing.free_tier | no | yes |
| pricing.model | commercial | freemium |
| pricing.price_level | low | low |
| pricing.transparent | yes | yes |
| reliability.status_page | yes | yes |
| security.certifications | - | `[{"name":"ISO/IEC 27001","status":"active","validUntil":"2028-08-21"},{"name":"ISO/IEC 27701","status":"active","validUntil":"2028-08-21"},{"name":"ISO/IEC 27017","status":"active","validUntil":"2028-08-21"},{"name":"ISO/IEC 27018","status":"active","validUntil":"2028-08-21"},{"name":"ISO 9001","status":"active","validUntil":"2029-02-02"},{"name":"ISO/IEC 20000-1","status":"active","validUntil":"2027-07-29"},{"name":"ISO 22301","status":"active","validUntil":"2026-11-20"},{"name":"SOC 2 Type II","level":"Type II","status":"active"}]` |
| security.disclosure_policy | - | yes |
| security.gdpr | - | yes |
| security.hipaa | - | yes |
| security.iso27001 | - | yes |
| security.soc2 | - | yes |
| security.trust_center | - | https://www.zoho.com/compliance.html |

## Capabilities (Accounting Software)

| Capability | Moneybird | Zoho Books |
|---|:--:|:--:|
| **Core** |  |  |
| Double-entry GL | ✓ | ✓ |
| Multi-entity | None | Multi-entity |
| Multi-currency | ✗ | ✓ |
| Bank feeds | Direct feeds | Manual import |
| **Modules** |  |  |
| AP automation | ✗ | - |
| AR / invoicing | ✓ | ✓ |
| Inventory | ✗ | ✓ |
| Fixed assets | ✓ | - |
| Project accounting | ✓ | ✓ |
| **Compliance** |  |  |
| Tax compliance | VAT returns, VAT overview, ICP declaration, Electronic VAT return filing | UK MTD (Making Tax Digital) |
| **Workflow** |  |  |
| Accountant collaboration | ✓ | ✓ |
| **Payments** |  |  |
| Payments capture | ✓ | ✓ |
| **Ecosystem** |  |  |
| API access | Full | Full |
| **Deployment** |  |  |
| Deployment | Cloud | Cloud |

*Source: vioscaleAI. Generated 2026-10-16T19:06:58.412Z. "-" = undocumented, not absent.*