# FreeAgent vs Zoho Books

**Leader by vioscaleAI score:** Zoho Books

| Attribute | FreeAgent | Zoho Books |
|---|---|---|
| **vioscaleAI score** | 64.6 (62% (medium)) | 71 (71% (medium)) |
| content.faq | `[{"answer":"Online accounting software that automates invoicing, expense tracking, bank reconciliation, and tax reporting for small businesses in the United Kingdom. Includes automatic bank feed integration, receipt capture, tax compliance features, and tools for accountant collaboration. It is indexed under Accounting Software.","source":"https://www.freeagent.com","question":"What is FreeAgent?","confidence":0.6},{"answer":"FreeAgent offers a free tier, so you can start without paying. Pricing changes often, so verify at source before relying on it.","source":"https://www.freeagent.com","question":"Is FreeAgent free?","confidence":0.6},{"answer":"We have confirmed browser-based access to FreeAgent. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.","source":"https://www.freeagent.com","question":"What platforms does FreeAgent support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for FreeAgent, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://www.freeagent.com","question":"Can FreeAgent be self-hosted?","confidence":0.6},{"answer":"We have confirmed 9 integrations for FreeAgent, including Syft, Hiscox, HMRC, Yodlee, NatWest, Royal Bank of Scotland, Ulster Bank and Mettle, plus 1 more. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://www.freeagent.com","question":"What does FreeAgent integrate with?","confidence":0.6},{"answer":"FreeAgent is available in the United Kingdom. Its primary market is the United Kingdom.","source":"https://www.freeagent.com","question":"Where is FreeAgent available?","confidence":0.75}]` | `[{"answer":"Web-based accounting software that helps small businesses manage invoicing, reconcile bank transactions, track inventory, and bill for project work. Built with tax compliance features for UK businesses. It is indexed under Accounting Software.","source":"https://www.zoho.com/books","question":"What is Zoho Books?","confidence":0.6},{"answer":"Zoho Books offers a free tier, so you can start without paying. Pricing changes often, so verify at source before relying on it.","source":"https://www.zoho.com/books","question":"Is Zoho Books free?","confidence":0.6},{"answer":"We have confirmed browser-based access to Zoho Books. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.","source":"https://www.zoho.com/books","question":"What platforms does Zoho Books support?","confidence":0.6},{"answer":"Yes. Zoho Books can be deployed cloud / SaaS, on-premise and self-hosted, so it does not have to run on the vendor's infrastructure.","source":"https://www.zoho.com/books","question":"Can Zoho Books be self-hosted?","confidence":0.6},{"answer":"We have confirmed 16 integrations for Zoho Books, including Google APIs, YouTube APIs, Zoho Mail, Zoho Cliq, Zoho Projects, Zoho Inventory, Zoho Invoice and Zoho People, plus 8 more. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://www.zoho.com/books","question":"What does Zoho Books integrate with?","confidence":0.6},{"answer":"We have independently confirmed SOC 2, ISO 27001, HIPAA and GDPR for Zoho Books. Certifications we do not list are ones we have not been able to verify from public sources, which is not the same as Zoho Books not holding them. Always confirm compliance directly before you rely on it.","source":"https://www.zoho.com/jp/compliance.html","question":"What security certifications does Zoho Books have?","confidence":0.7},{"answer":"Zoho Books is available worldwide. Its primary market is the United Kingdom.","source":"https://www.zoho.com/books","question":"Where is Zoho Books available?","confidence":0.5}]` |
| deployment.options | `{"cloud":true}` | `{"cloud":true,"on_prem":true}` |
| description.long | Online accounting software that automates invoicing, expense tracking, bank reconciliation, and tax reporting for small businesses in the United Kingdom. Includes automatic bank feed integration, receipt capture, tax compliance features, and tools for accountant collaboration. | Web-based accounting software that helps small businesses manage invoicing, reconcile bank transactions, track inventory, and bill for project work. Built with tax compliance features for UK businesses. |
| features.capabilities | `{"api_access":"full","bank_feeds":"direct","deployment":"cloud","ar_invoicing":true,"fixed_assets":true,"multi_entity":"multi_entity","tax_compliance":"MTD for Income Tax compliance with quarterly updates and final declarations","payments_capture":true,"accountant_collab":true,"project_accounting":true}` | `{"inventory":true,"api_access":"full","bank_feeds":"manual_import","deployment":"cloud","ar_invoicing":true,"multi_entity":"multi_entity","multi_currency":true,"tax_compliance":"UK MTD (Making Tax Digital)","double_entry_gl":true,"payments_capture":true,"accountant_collab":true,"project_accounting":true}` |
| integrations.count | 6 | 16 |
| integrations.list | `[{"name":"Syft"},{"name":"Hiscox"},{"name":"HMRC"},{"name":"Yodlee","native":true,"category":"banking","direction":"inbound"},{"name":"NatWest","native":true,"category":"banking","direction":"inbound"},{"name":"Royal Bank of Scotland","native":true,"category":"banking","direction":"inbound"},{"name":"Ulster Bank","native":true,"category":"banking","direction":"inbound"},{"name":"Mettle","native":true,"category":"banking","direction":"inbound"},{"name":"Amazon UK Marketplace","native":true,"category":"ecommerce","direction":"inbound"},{"name":"Timepost"}]` | `[{"name":"Google APIs"},{"name":"YouTube APIs"},{"name":"Zoho Mail"},{"name":"Zoho Cliq"},{"name":"Zoho Projects"},{"name":"Zoho Inventory"},{"name":"Zoho Invoice"},{"name":"Zoho People"},{"name":"Zoho Checkout"},{"name":"Zoho Analytics"},{"name":"Zoho Sprints"},{"name":"Zoho Desk"},{"name":"Zoho WorkDrive"},{"name":"Zoho Meeting"},{"name":"Zoho Subscriptions"},{"name":"Zoho Expense"}]` |
| market.availability | `{"primaryMarkets":["GB"],"availabilityScope":"regional","availableCountries":["GB"],"notAvailableCountries":[]}` | `{"primaryMarkets":["GB"],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` |
| platform.support | `{"web":true}` | `{"web":true}` |
| pricing | `{"type":"subscription","addOns":[{"name":"Smart Capture","components":[{"kind":"fixed","amount":5,"period":"month","currency":"GBP"}]},{"name":"Amazon UK Marketplace","components":[{"kind":"fixed","amount":6,"period":"month","currency":"GBP"}]}],"summary":"From £10/month. Free for users with NatWest, Royal Bank of Scotland, Ulster Bank, or Mettle business accounts.","currency":"GBP","freeTier":true,"sourceUrl":"https://www.freeagent.com","retrievedAt":"2026-09-03T17:54:48.540Z","billingPeriods":["month","year"]}` | `{"freeTier":true,"sourceUrl":"https://www.zoho.com/books","retrievedAt":"2026-09-04T13:21:31.030Z","freeTrialDays":15}` |
| pricing.free_tier | yes | yes |
| pricing.model | freemium | freemium |
| pricing.price_level | low | low |
| pricing.transparent | yes | yes |
| reliability.status_page | yes | yes |
| security.certifications | - | `[{"name":"ISO/IEC 27001","status":"active","validUntil":"2028-08-21"},{"name":"ISO/IEC 27701","status":"active","validUntil":"2028-08-21"},{"name":"ISO/IEC 27017","status":"active","validUntil":"2028-08-21"},{"name":"ISO/IEC 27018","status":"active","validUntil":"2028-08-21"},{"name":"ISO 9001","status":"active","validUntil":"2029-02-02"},{"name":"ISO/IEC 20000-1","status":"active","validUntil":"2027-07-29"},{"name":"ISO 22301","status":"active","validUntil":"2026-11-20"},{"name":"SOC 2 Type II","level":"Type II","status":"active"}]` |
| security.disclosure_policy | yes | yes |
| security.gdpr | - | yes |
| security.hipaa | - | yes |
| security.iso27001 | - | yes |
| security.soc2 | - | yes |
| security.trust_center | - | https://www.zoho.com/compliance.html |

## Capabilities (Accounting Software)

| Capability | FreeAgent | Zoho Books |
|---|:--:|:--:|
| **Core** |  |  |
| Double-entry GL | - | ✓ |
| Multi-entity | Multi-entity | Multi-entity |
| Multi-currency | - | ✓ |
| Bank feeds | Direct feeds | Manual import |
| **Modules** |  |  |
| AP automation | - | - |
| AR / invoicing | ✓ | ✓ |
| Inventory | - | ✓ |
| Fixed assets | ✓ | - |
| Project accounting | ✓ | ✓ |
| **Compliance** |  |  |
| Tax compliance | MTD for Income Tax compliance with quarterly updates and final declarations | UK MTD (Making Tax Digital) |
| **Workflow** |  |  |
| Accountant collaboration | ✓ | ✓ |
| **Payments** |  |  |
| Payments capture | ✓ | ✓ |
| **Ecosystem** |  |  |
| API access | Full | Full |
| **Deployment** |  |  |
| Deployment | Cloud | Cloud |

*Source: vioscaleAI. Generated 2026-10-21T05:32:32.955Z. "-" = undocumented, not absent.*