# Expensify vs Spendesk

**Leader by vioscaleAI score:** Expensify

| Attribute | Expensify | Spendesk |
|---|---|---|
| **vioscaleAI score** | 49.2 (55% (medium)) | 43.1 (58% (medium)) |
| content.faq | `[{"answer":"A platform that helps organizations capture and organize employee expenses via mobile receipt scanning and company-issued cards, then streamline approval and reimbursement workflows. It is indexed under Expense & Procurement Software.","source":"https://www.expensify.com","question":"What is Expensify?","confidence":0.6},{"answer":"Expensify is a paid product; published pricing starts at £5 per member per month. It is sold across 2 plans (Collect and Control). There is no free tier. Pricing changes often, so verify at source before relying on it.","source":"https://www.expensify.com","question":"How much does Expensify cost?","confidence":0.6},{"answer":"Expensify supports the web, iOS and Android. Platforms we have not confirmed are simply not listed here rather than ruled out.","source":"https://www.expensify.com","question":"What platforms does Expensify support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for Expensify, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://www.expensify.com","question":"Can Expensify be self-hosted?","confidence":0.6},{"answer":"We have confirmed 9 integrations for Expensify, including QuickBooks Online, QuickBooks Desktop, NetSuite, Xero, Sage Intacct, FinancialForce, Salesforce and Workday, plus 1 more. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://www.expensify.com/pricing","question":"What does Expensify integrate with?","confidence":0.6},{"answer":"We have independently confirmed SOC 2 and GDPR for Expensify. Certifications we do not list are ones we have not been able to verify from public sources, which is not the same as Expensify not holding them. Always confirm compliance directly before you rely on it.","source":"https://trust.expensify.com","question":"What security certifications does Expensify have?","confidence":0.7}]` | `[{"answer":"Spendesk offers physical and virtual corporate cards, expense reporting tools, and spending controls for managing company expenditures. The platform provides real-time spend visibility, approval workflows, and integration with HR systems for employee data management. It is indexed under Expense & Procurement Software.","source":"https://www.spendesk.com/","question":"What is Spendesk?","confidence":0.6},{"answer":"Spendesk does not publish its prices. Pricing is quoted on request, across 1 plan (Foundations), so the figure depends on your seat count and requirements. We record this as a pricing-transparency signal rather than guessing a number. Pricing changes often, so verify at source before relying on it.","source":"https://www.spendesk.com/","question":"How much does Spendesk cost?","confidence":0.6},{"answer":"Spendesk supports the web, iOS and Android. Platforms we have not confirmed are simply not listed here rather than ruled out.","source":"https://www.spendesk.com/","question":"What platforms does Spendesk support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for Spendesk, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://www.spendesk.com/pricing/","question":"Can Spendesk be self-hosted?","confidence":0.6},{"answer":"We have confirmed 8 integrations for Spendesk, including Personio, HiBob, Workday, Bamboo HR, Payfit, Lucca, Deel and NetSuite. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://www.spendesk.com/pricing/","question":"What does Spendesk integrate with?","confidence":0.6},{"answer":"We have independently confirmed ISO 27001 and GDPR for Spendesk. Certifications we do not list are ones we have not been able to verify from public sources, which is not the same as Spendesk not holding them. Always confirm compliance directly before you rely on it.","source":"https://www.spendesk.com/blog/uk-sox-regulatory-compliance/","question":"What security certifications does Spendesk have?","confidence":0.7}]` |
| deployment.options | `{"cloud":true}` | `{"cloud":true}` |
| description.long | A platform that helps organizations capture and organize employee expenses via mobile receipt scanning and company-issued cards, then streamline approval and reimbursement workflows. | An AI-powered spend management platform that integrates corporate card issuance, employee expense reimbursement, accounts payable, and procurement workflows into a single interface. Finance teams use it to automate spending policies, collect receipts automatically, and gain real-time insights into company spending. |
| features.capabilities | `{"ocr_capture":true,"multi_entity":true,"funding_model":"hybrid","spend_controls":true,"travel_booking":"native","accounting_sync":"one_way","corporate_cards":"both","expense_reporting":true,"international_payments":true}` | `{"sso_scim":true,"api_access":"full","ocr_capture":true,"procurement":"full_p2p","multi_entity":true,"ap_automation":true,"funding_model":"saas_fee","spend_controls":true,"travel_booking":"integration","accounting_sync":"one_way","corporate_cards":"virtual","expense_reporting":true,"international_payments":true}` |
| integrations.count | 45 | 40 |
| integrations.list | `[{"name":"QuickBooks Online"},{"name":"QuickBooks Desktop"},{"name":"NetSuite"},{"name":"Xero"},{"name":"Sage Intacct"},{"name":"FinancialForce"},{"name":"Salesforce"},{"name":"Workday"},{"name":"Gusto"},{"name":"OpenAI"}]` | `[{"name":"Personio"},{"name":"HiBob"},{"name":"Workday"},{"name":"Bamboo HR"},{"name":"Payfit"},{"name":"Lucca"},{"name":"Deel"},{"name":"NetSuite"},{"name":"Xero","native":true,"category":"accounting"},{"name":"QuickBooks","native":true,"category":"accounting"},{"name":"DATEV","native":true,"category":"accounting"},{"name":"Sage 100","native":true,"category":"accounting"},{"name":"MS Business Central","native":true,"category":"accounting"},{"name":"Odoo","native":true,"category":"accounting"},{"name":"Slack","native":true,"category":"chat"},{"name":"TravelPerk","native":false,"category":"travel"},{"name":"BambooHR","native":false,"category":"hr"},{"name":"SAP SuccessFactors","native":false,"category":"hr"},{"name":"Okta","native":true,"category":"identity"},{"name":"Azure AD","native":true,"category":"identity"},{"name":"Entra ID","native":true,"category":"identity"},{"name":"SAML SSO","native":true,"category":"identity"},{"name":"Spendesk API","native":true},{"name":"Spendesk AI Connect","native":true}]` |
| market.availability | `{"primaryMarkets":[],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` | `{"primaryMarkets":["EU","GB"],"availabilityScope":"regional","availableCountries":["EU","GB"],"notAvailableCountries":[]}` |
| platform.support | `{"ios":true,"web":true,"android":true}` | `{"ios":true,"web":true,"android":true}` |
| pricing | `{"type":"subscription","plans":[{"free":false,"name":"Collect","summary":"£5 per member/month","features":["Unlimited SmartScans","Receipt scanning","Reimbursements","Corporate card management","Expense and travel approvals","Travel booking and rules","QuickBooks/Xero integrations","Chat on expenses, reports, and rooms","AI and human support","Distance tracking","Expense categories and tags","ACH reimbursement","Third-party card feeds and reconciliation","In-product reporting"],"components":[{"kind":"per_unit","unit":"member","amount":5,"period":"month","currency":"GBP"}],"description":"Small business plan with expense, travel, and chat","contactSales":false},{"free":false,"name":"Control","summary":"Custom pricing from £14 per active member/month","features":["Everything in Collect","Multiple approval flows","Custom expense rules","ERP integration (NetSuite, Sage Intacct)","HR integrations (Workday, Certinia)","SAML/SSO","Custom insights and reporting","Budgeting","QuickBooks Desktop support","Gusto and Zenefits integrations","Admin-enforced controls"],"components":[{"kind":"per_unit","unit":"active member","amount":14,"period":"month","currency":"GBP"}],"description":"Enterprise plan for larger businesses","contactSales":true}],"summary":"From £5 per member/month. Free tier available for individuals.","currency":"GBP","freeTier":true,"sourceUrl":"https://www.expensify.com","retrievedAt":"2026-08-01T14:21:02.453Z","startingPrice":{"amount":5,"period":"month","currency":"GBP"},"billingPeriods":["month"]}` | `{"type":"subscription","plans":[{"free":false,"name":"Foundations","features":["Unlimited physical cards","Single-use and recurring virtual cards","Multi-use cards for projects","Receipt OCR and automatic collection","Expense reimbursement and tracking","Real-time budget monitoring","Custom spending rules and approvals","SSO/SAML authentication","Accounting integrations","Multi-entity workflows","Spendesk AI Connect (MCP)"],"contactSales":true}],"summary":"Fixed monthly fee plus transaction-based variable costs. Unlimited users and card orders. Annual or month-to-month commitment available.","currency":"GBP","freeTier":false,"sourceUrl":"https://www.spendesk.com/pricing/","retrievedAt":"2026-09-22T13:44:41.631Z","billingPeriods":["month","year"]}` |
| pricing.free_tier | no | no |
| pricing.model | commercial | quote |
| pricing.price_level | unknown | unknown |
| pricing.transparent | no | no |
| reliability.status_page | yes | yes |
| security.certifications | - | `[{"name":"ISO 27001:2022","status":"active"}]` |
| security.disclosure_policy | yes | yes |
| security.gdpr | yes | yes |
| security.iso27001 | - | yes |
| security.pci | yes | yes |
| security.soc2 | yes | - |
| security.trust_center | https://www.expensify.com/privacy | https://www.spendesk.com/blog/expense-compliance/ |

## Capabilities (Expense & Procurement Software)

| Capability | Expensify | Spendesk |
|---|:--:|:--:|
| **Core** |  |  |
| Expense reporting | ✓ | ✓ |
| **Cards** |  |  |
| Corporate cards | Both | Virtual |
| Real-time spend controls | ✓ | ✓ |
| **Payables** |  |  |
| AP automation (bill capture + pay) | - | ✓ |
| Receipt / invoice OCR | ✓ | ✓ |
| International payments (ACH/wire/FX) | ✓ | ✓ |
| **Procurement** |  |  |
| Procurement | - | Full P2P |
| **Travel** |  |  |
| Travel booking | Native | Integration |
| **Integration** |  |  |
| Accounting sync | One-way | One-way |
| SSO / SCIM | - | ✓ |
| **Commercial** |  |  |
| Funding model | Hybrid | SaaS fee |
| Multi-entity / multi-currency | ✓ | ✓ |
| **Platform** |  |  |
| API access | - | Full |

*Source: vioscaleAI. Generated 2026-10-16T20:59:04.351Z. "-" = undocumented, not absent.*