# Expensify vs SAP Concur

| Attribute | Expensify | SAP Concur |
|---|---|---|
| **vioscaleAI score** | 49.2 (55% (medium)) | 53 (50% (medium)) |
| content.faq | `[{"answer":"A platform that helps organizations capture and organize employee expenses via mobile receipt scanning and company-issued cards, then streamline approval and reimbursement workflows. It is indexed under Expense & Procurement Software.","source":"https://www.expensify.com","question":"What is Expensify?","confidence":0.6},{"answer":"Expensify is a paid product; published pricing starts at £5 per member per month. It is sold across 2 plans (Collect and Control). There is no free tier. Pricing changes often, so verify at source before relying on it.","source":"https://www.expensify.com","question":"How much does Expensify cost?","confidence":0.6},{"answer":"Expensify supports the web, iOS and Android. Platforms we have not confirmed are simply not listed here rather than ruled out.","source":"https://www.expensify.com","question":"What platforms does Expensify support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for Expensify, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://www.expensify.com","question":"Can Expensify be self-hosted?","confidence":0.6},{"answer":"We have confirmed 9 integrations for Expensify, including QuickBooks Online, QuickBooks Desktop, NetSuite, Xero, Sage Intacct, FinancialForce, Salesforce and Workday, plus 1 more. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://www.expensify.com/pricing","question":"What does Expensify integrate with?","confidence":0.6},{"answer":"We have independently confirmed SOC 2 and GDPR for Expensify. Certifications we do not list are ones we have not been able to verify from public sources, which is not the same as Expensify not holding them. Always confirm compliance directly before you rely on it.","source":"https://trust.expensify.com","question":"What security certifications does Expensify have?","confidence":0.7}]` | `[{"answer":"A cloud-based platform that automates expense reporting, travel booking and management, and accounts payable processes. It leverages artificial intelligence to enforce spending policies, detect fraud, and provide visibility into organizational spending patterns. It is indexed under Expense & Procurement Software.","source":"https://www.concur.com/about/pricing","question":"What is SAP Concur?","confidence":0.6},{"answer":"SAP Concur does not publish its prices. Pricing is quoted on request, across 3 plans (Base, Plus and Premium), so the figure depends on your seat count and requirements. We record this as a pricing-transparency signal rather than guessing a number. Pricing changes often, so verify at source before relying on it.","source":"https://www.concur.com/about/pricing","question":"How much does SAP Concur cost?","confidence":0.6},{"answer":"We have confirmed browser-based access to SAP Concur. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.","source":"https://www.concur.com/about/pricing","question":"What platforms does SAP Concur support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for SAP Concur, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://www.concur.com/about/pricing","question":"Can SAP Concur be self-hosted?","confidence":0.6},{"answer":"We have confirmed 5 integrations for SAP Concur, including Xero, QuickBooks, Sage Intaact, NetSuite and ADP. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://www.concur.com/about/pricing","question":"What does SAP Concur integrate with?","confidence":0.6},{"answer":"SAP Concur is available worldwide. Its primary market is the United States.","source":"https://www.concur.com/about/pricing","question":"Where is SAP Concur available?","confidence":0.5}]` |
| deployment.options | `{"cloud":true}` | `{"cloud":true}` |
| description.long | A platform that helps organizations capture and organize employee expenses via mobile receipt scanning and company-issued cards, then streamline approval and reimbursement workflows. | AI-driven spend management software that consolidates expense reporting, travel management, and invoice processing, with built-in compliance controls and integration capabilities designed to support multinational organizations. |
| features.capabilities | `{"ocr_capture":true,"multi_entity":true,"funding_model":"hybrid","spend_controls":true,"travel_booking":"native","accounting_sync":"one_way","corporate_cards":"both","expense_reporting":true,"international_payments":true}` | `{"api_access":"full","ocr_capture":true,"multi_entity":true,"ap_automation":true,"funding_model":"saas_fee","spend_controls":true,"travel_booking":"native","accounting_sync":"one_way","expense_reporting":true}` |
| integrations.count | 45 | 300 |
| integrations.list | `[{"name":"QuickBooks Online"},{"name":"QuickBooks Desktop"},{"name":"NetSuite"},{"name":"Xero"},{"name":"Sage Intacct"},{"name":"FinancialForce"},{"name":"Salesforce"},{"name":"Workday"},{"name":"Gusto"},{"name":"OpenAI"}]` | `[{"name":"Xero"},{"name":"QuickBooks"},{"name":"Sage Intaact"},{"name":"NetSuite"},{"name":"ADP"}]` |
| market.availability | `{"primaryMarkets":[],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` | `{"primaryMarkets":["US"],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` |
| platform.support | `{"ios":true,"web":true,"android":true}` | `{"web":true}` |
| pricing | `{"type":"subscription","plans":[{"free":false,"name":"Collect","summary":"£5 per member/month","features":["Unlimited SmartScans","Receipt scanning","Reimbursements","Corporate card management","Expense and travel approvals","Travel booking and rules","QuickBooks/Xero integrations","Chat on expenses, reports, and rooms","AI and human support","Distance tracking","Expense categories and tags","ACH reimbursement","Third-party card feeds and reconciliation","In-product reporting"],"components":[{"kind":"per_unit","unit":"member","amount":5,"period":"month","currency":"GBP"}],"description":"Small business plan with expense, travel, and chat","contactSales":false},{"free":false,"name":"Control","summary":"Custom pricing from £14 per active member/month","features":["Everything in Collect","Multiple approval flows","Custom expense rules","ERP integration (NetSuite, Sage Intacct)","HR integrations (Workday, Certinia)","SAML/SSO","Custom insights and reporting","Budgeting","QuickBooks Desktop support","Gusto and Zenefits integrations","Admin-enforced controls"],"components":[{"kind":"per_unit","unit":"active member","amount":14,"period":"month","currency":"GBP"}],"description":"Enterprise plan for larger businesses","contactSales":true}],"summary":"From £5 per member/month. Free tier available for individuals.","currency":"GBP","freeTier":true,"sourceUrl":"https://www.expensify.com","retrievedAt":"2026-08-01T14:21:02.453Z","startingPrice":{"amount":5,"period":"month","currency":"GBP"},"billingPeriods":["month"]}` | `{"type":"quote","plans":[{"free":false,"name":"Base","summary":"$7 per report","features":["Concur Expense","Unlimited users"],"components":[{"per":{"qty":1,"unit":"report"},"kind":"per_unit","amount":7,"currency":"USD"}],"description":"Basic expense reporting for smaller businesses","contactSales":false},{"free":false,"name":"Plus","summary":"$11 per report","features":["ExpenseIt","User Support Desk","Reporting"],"components":[{"per":{"qty":1,"unit":"report"},"kind":"per_unit","amount":11,"currency":"USD"}],"description":"AI-powered features with enhanced support and reporting","contactSales":false},{"free":false,"name":"Premium","summary":"Custom pricing","features":["Concur Travel","Intelligence"],"description":"Advanced capabilities including travel management and intelligence tools","contactSales":true}],"summary":"From $7 per report. Custom pricing available for advanced plans.","currency":"USD","freeTier":false,"sourceUrl":"https://www.concur.com/about/pricing","retrievedAt":"2026-09-04T13:24:35.862Z","startingPrice":{"unit":"report","amount":7,"currency":"USD"},"billingPeriods":["month"]}` |
| pricing.free_tier | no | no |
| pricing.model | commercial | quote |
| pricing.price_level | unknown | low |
| pricing.starting_price | - | `{"amount":7,"currency":"USD"}` |
| pricing.transparent | no | no |
| reliability.status_page | yes | yes |
| security.disclosure_policy | yes | yes |
| security.gdpr | yes | - |
| security.pci | yes | - |
| security.soc2 | yes | - |
| security.trust_center | https://www.expensify.com/privacy | https://www.concur.com/campaigns/compliance-fraud |

## Capabilities (Expense & Procurement Software)

| Capability | Expensify | SAP Concur |
|---|:--:|:--:|
| **Core** |  |  |
| Expense reporting | ✓ | ✓ |
| **Cards** |  |  |
| Corporate cards | Both | - |
| Real-time spend controls | ✓ | ✓ |
| **Payables** |  |  |
| AP automation (bill capture + pay) | - | ✓ |
| Receipt / invoice OCR | ✓ | ✓ |
| International payments (ACH/wire/FX) | ✓ | - |
| **Procurement** |  |  |
| Procurement | - | - |
| **Travel** |  |  |
| Travel booking | Native | Native |
| **Integration** |  |  |
| Accounting sync | One-way | One-way |
| SSO / SCIM | - | - |
| **Commercial** |  |  |
| Funding model | Hybrid | SaaS fee |
| Multi-entity / multi-currency | ✓ | ✓ |
| **Platform** |  |  |
| API access | - | Full |

*Source: vioscaleAI. Generated 2026-10-16T21:46:58.513Z. "-" = undocumented, not absent.*