# Coupa vs Payhawk

| Attribute | Coupa | Payhawk |
|---|---|---|
| **vioscaleAI score** | 51.2 (9% (low)) | 51.8 (74% (medium)) |
| content.faq | `[{"answer":"A cloud-based platform that integrates procurement, accounts payable, supply chain management, and finance functions. It uses AI and benchmarking community data to optimize spending decisions, reduce costs, and automate business processes across organizations. It is indexed under Expense & Procurement Software.","source":"https://www.coupa.com/blog/introducing-pricing-insights-powered-community-intelligence/","question":"What is Coupa?","confidence":0.6},{"answer":"We have confirmed browser-based access to Coupa. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.","source":"https://www.coupa.com/blog/introducing-pricing-insights-powered-community-intelligence/","question":"What platforms does Coupa support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for Coupa, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://www.coupa.com/blog/introducing-pricing-insights-powered-community-intelligence/","question":"Can Coupa be self-hosted?","confidence":0.6},{"answer":"We have confirmed 3 integrations for Coupa, including AWS, Amazon Business and Scoutbee. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://www.coupa.com/blog/introducing-pricing-insights-powered-community-intelligence/","question":"What does Coupa integrate with?","confidence":0.6},{"answer":"We have independently confirmed GDPR for Coupa. Certifications we do not list are ones we have not been able to verify from public sources, which is not the same as Coupa not holding them. Always confirm compliance directly before you rely on it.","source":"https://www.coupa.com/fr/blog/uk-sox-compliance-what-some-finance-leaders-arent-doing-now-will-cost-them/","question":"What security certifications does Coupa have?","confidence":0.7},{"answer":"Coupa is available in the United States, the United Kingdom and France. Its primary markets are the United States and the United Kingdom.","source":"https://www.coupa.com/blog/introducing-pricing-insights-powered-community-intelligence/","question":"Where is Coupa available?","confidence":0.75}]` | `[{"answer":"A comprehensive financial management system that handles employee expense submission, corporate card issuance, accounts payable automation with invoice capture and routing, procure-to-pay workflows, travel booking, budgeting, and multi-entity operations. It is indexed under Expense & Procurement Software.","source":"https://payhawk.com/blog/business-pricing-models","question":"What is Payhawk?","confidence":0.6},{"answer":"We have confirmed browser-based access to Payhawk. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.","source":"https://payhawk.com/blog/business-pricing-models","question":"What platforms does Payhawk support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for Payhawk, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://payhawk.com/blog/business-pricing-models","question":"Can Payhawk be self-hosted?","confidence":0.6},{"answer":"We have confirmed 7 integrations for Payhawk, including Egencia, NetSuite, Slack, Microsoft Teams, Google, Peppol and SAP S/4HANA. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://payhawk.com/blog/business-pricing-models","question":"What does Payhawk integrate with?","confidence":0.6},{"answer":"We have independently confirmed SOC 2, ISO 27001 and GDPR for Payhawk. Certifications we do not list are ones we have not been able to verify from public sources, which is not the same as Payhawk not holding them. Always confirm compliance directly before you rely on it.","source":"https://payhawk.com/trust","question":"What security certifications does Payhawk have?","confidence":0.7},{"answer":"Payhawk is available worldwide. Its primary markets are the United States and the EU. The vendor is headquartered in Bulgaria.","source":"https://payhawk.com/blog/business-pricing-models","question":"Where is Payhawk available?","confidence":0.75}]` |
| deployment.options | `{"cloud":true}` | `{"cloud":true}` |
| description.long | A cloud-based platform that integrates procurement, accounts payable, supply chain management, and finance functions. It uses AI and benchmarking community data to optimize spending decisions, reduce costs, and automate business processes across organizations. | A spend management platform that automates expense capture, invoice processing, travel booking, and payment workflows while providing real-time visibility through integrations with accounting and ERP systems across multiple entities and currencies. |
| features.capabilities | `{"ocr_capture":true,"procurement":"full_p2p","multi_entity":true,"ap_automation":true,"funding_model":"saas_fee","spend_controls":true,"expense_reporting":true,"international_payments":true,"ai_third_party_paper_extraction":true}` | `{"sso_scim":true,"api_access":"full","ocr_capture":true,"procurement":"full_p2p","multi_entity":true,"ap_automation":true,"funding_model":"saas_fee","spend_controls":true,"travel_booking":"native","accounting_sync":"one_way","corporate_cards":"both","expense_reporting":true,"international_payments":true}` |
| integrations.count | 3 | 34 |
| integrations.list | `[{"name":"AWS"},{"name":"Amazon Business"},{"name":"Scoutbee"}]` | `[{"name":"Egencia"},{"name":"NetSuite"},{"name":"Slack"},{"name":"Microsoft Teams"},{"name":"Google"},{"name":"Peppol"},{"name":"SAP S/4HANA","native":true,"category":"accounting"},{"name":"Dynamics 365","native":true,"category":"erp","direction":"bidirectional"},{"name":"Xero","native":true,"category":"accounting","direction":"bidirectional"},{"name":"QuickBooks Online","native":true,"category":"accounting","direction":"bidirectional"},{"name":"Exact Online","native":true,"category":"accounting","direction":"bidirectional"},{"name":"Rillet","native":true,"category":"erp","direction":"bidirectional"},{"name":"Campfire","native":true,"category":"erp","direction":"bidirectional"},{"name":"Okta","native":true,"category":"sso","direction":"inbound"},{"name":"Microsoft Entra","native":true,"category":"sso","direction":"inbound"},{"name":"Google Workspace","native":true,"category":"sso","direction":"inbound"},{"name":"TravelPerk","native":true,"category":"travel"},{"name":"Deel","native":true,"category":"hr"},{"name":"Paycor","native":true,"category":"hr"},{"name":"Claude","native":true,"category":"ai","direction":"bidirectional"},{"name":"ChatGPT","native":true,"category":"ai","direction":"bidirectional"},{"name":"Odoo","native":true,"category":"erp"},{"name":"DualEntry","native":true,"category":"erp"}]` |
| market.availability | `{"primaryMarkets":["US","GB"],"availabilityScope":"global","availableCountries":["US","GB","FR"],"notAvailableCountries":[]}` | `{"primaryMarkets":["US","CA","GB","EU"],"availabilityScope":"global","availableCountries":[],"notAvailableCountries":[]}` |
| platform.support | `{"web":true}` | `{"web":true}` |
| pricing | - | `{"type":"quote","plans":[{"free":false,"name":"Growth","summary":"£149/mo","features":["AI-native expense platform","Automated data extraction","Basic ERP integrations","Expense capture and coding","Real-time reconciliation"],"commitment":"monthly","components":[{"kind":"fixed","amount":149,"period":"month","currency":"GBP"}],"description":"Fixed-price starter plan for small businesses","contactSales":false,"includedLimits":{"entities":"1","invoices":"15/mo","reimbursements":"15/mo"}}],"summary":"From £149/mo (Growth); custom quotes for modular enterprise plans","freeTier":false,"sourceUrl":"https://payhawk.com/pricing-and-plans","retrievedAt":"2026-09-22T14:40:58.134Z","freeTrialDays":7,"startingPrice":{"amount":149,"period":"month","currency":"GBP"},"billingPeriods":["month"]}` |
| pricing.free_tier | - | no |
| pricing.model | commercial | quote |
| pricing.price_level | - | high |
| pricing.starting_price | - | `{"amount":149,"currency":"GBP"}` |
| pricing.transparent | - | no |
| reliability.status_page | - | yes |
| security.certifications | - | `[{"name":"SOC 2 Type 2","level":"Type 2","status":"active"},{"name":"ISO 27001","status":"active"},{"name":"PCI DSS Level 1","level":"Level 1","status":"active"},{"name":"SOC 1 Type 2","level":"Type 2","status":"active"},{"name":"DORA","status":"active"},{"name":"CSA STAR Level 1","level":"Level 1","status":"active"},{"name":"IDW PS 880","status":"active"}]` |
| security.disclosure_policy | - | yes |
| security.gdpr | yes | yes |
| security.iso27001 | - | yes |
| security.pci | - | yes |
| security.soc2 | - | yes |
| security.trust_center | - | https://payhawk.com/trust |

## Capabilities (Expense & Procurement Software)

| Capability | Coupa | Payhawk |
|---|:--:|:--:|
| **Core** |  |  |
| Expense reporting | ✓ | ✓ |
| **Cards** |  |  |
| Corporate cards | - | Both |
| Real-time spend controls | ✓ | ✓ |
| **Payables** |  |  |
| AP automation (bill capture + pay) | ✓ | ✓ |
| Receipt / invoice OCR | ✓ | ✓ |
| International payments (ACH/wire/FX) | ✓ | ✓ |
| **Procurement** |  |  |
| Procurement | Full P2P | Full P2P |
| **Travel** |  |  |
| Travel booking | - | Native |
| **Integration** |  |  |
| Accounting sync | - | One-way |
| SSO / SCIM | - | ✓ |
| **Commercial** |  |  |
| Funding model | SaaS fee | SaaS fee |
| Multi-entity / multi-currency | ✓ | ✓ |
| **Platform** |  |  |
| API access | - | Full |

*Source: vioscaleAI. Generated 2026-10-16T18:30:22.800Z. "-" = undocumented, not absent.*