# Airwallex vs Envestnet | Yodlee

**Leader by vioscaleAI score:** Airwallex

| Attribute | Airwallex | Envestnet | Yodlee |
|---|---|---|
| **vioscaleAI score** | 66 (52% (medium)) | 55.8 (8% (low)) |
| content.faq | `[{"answer":"A cloud-based platform providing multi-currency accounts, payment processing, card issuing, and embedded finance solutions. Supports marketplaces, e-commerce platforms, and enterprises managing international transactions across 40+ countries. It is indexed under Fintech Infrastructure.","source":"https://www.airwallex.com/global/blog/pricing-strategies-for-saas-businesses","question":"What is Airwallex?","confidence":0.6},{"answer":"We have confirmed browser-based access to Airwallex. That is the extent of what we could verify from public sources, so it may well offer desktop or mobile clients we have not indexed.","source":"https://www.airwallex.com/global/blog/pricing-strategies-for-saas-businesses","question":"What platforms does Airwallex support?","confidence":0.6},{"answer":"We have only confirmed a cloud / SaaS deployment for Airwallex, so it appears to be vendor-hosted. If a self-hosted option exists we have not found it documented publicly.","source":"https://www.airwallex.com/global/blog/pricing-strategies-for-saas-businesses","question":"Can Airwallex be self-hosted?","confidence":0.6},{"answer":"We have confirmed 11 integrations for Airwallex, including Xero, QuickBooks, NetSuite, Alipay, Venmo, Shop Pay, Shopify and WooCommerce, plus 3 more. This is what we could verify from public sources, so the vendor may support others we have not indexed.","source":"https://www.airwallex.com/global/blog/pricing-strategies-for-saas-businesses","question":"What does Airwallex integrate with?","confidence":0.6},{"answer":"We have independently confirmed SOC 2, ISO 27001 and GDPR for Airwallex. Certifications we do not list are ones we have not been able to verify from public sources, which is not the same as Airwallex not holding them. Always confirm compliance directly before you rely on it.","source":"https://www.airwallex.com","question":"What security certifications does Airwallex have?","confidence":0.48},{"answer":"Airwallex is available in Australia, Hong Kong SAR China, the United Kingdom, the United States, the Netherlands, Saudi Arabia, the United Arab Emirates and Canada. Its primary markets are Hong Kong SAR China, Australia, the EU, the United States and the United Kingdom. The vendor is headquartered in Hong Kong SAR China.","source":"https://www.airwallex.com/global/blog/pricing-strategies-for-saas-businesses","question":"Where is Airwallex available?","confidence":0.75}]` | - |
| deployment.options | `{"cloud":true}` | - |
| description.long | A financial operations platform that enables businesses to handle cross-border payments, open local accounts across multiple countries and currencies, issue corporate cards, and manage spend through APIs and a web interface. | A data aggregation and open banking platform that enables financial institutions, fintechs, and platforms to securely connect consumer and business accounts and access enriched financial intelligence. Yodlee provides account aggregation, transaction data, and analytics to power lending decisions, personalized services, and alternative credit assessment. |
| features.capabilities | `{"capability":"payments","money_rails":"cross-border, multi-currency","card_issuing":true,"geo_coverage":"EEA, US, Israel","baas_accounts":true,"multi_currency":true,"target_segment":"platform","payments_acquiring":true,"payout_disbursement":true}` | `{"capability":"data_aggregation","geo_coverage":"North America","target_segment":"enterprise","data_aggregation":true,"payments_acquiring":true}` |
| integrations.count | 10 | 19,000 |
| integrations.list | `[{"name":"Xero"},{"name":"QuickBooks"},{"name":"NetSuite"},{"name":"Alipay"},{"name":"Venmo"},{"name":"Shop Pay"},{"name":"Shopify","native":true,"category":"e-commerce","direction":"bidirectional"},{"name":"WooCommerce","native":true,"category":"e-commerce","direction":"bidirectional"},{"name":"Tabby","native":true,"category":"payments","direction":"bidirectional"},{"name":"Apple Pay","native":true,"category":"payments","direction":"bidirectional"},{"name":"Google Pay","native":true,"category":"payments","direction":"bidirectional"},{"name":"Bill Pay","native":true}]` | `[{"name":"Advisor360°"},{"name":"IGG Software"},{"name":"PayPal"},{"name":"Norton","native":true,"category":"security","direction":"outbound"}]` |
| market.availability | `{"primaryMarkets":["AU","GB","HK","US"],"availabilityScope":"global","availableCountries":["AU","GB","HK","PH","US"],"notAvailableCountries":[]}` | `{"primaryMarkets":["AU","US"],"availabilityScope":"global","availableCountries":["AU","US"],"notAvailableCountries":[]}` |
| platform.support | `{"web":true}` | - |
| pricing.model | commercial | commercial |
| reliability.status_page | yes | - |
| security.disclosure_policy | yes | - |
| security.gdpr | yes | yes |
| security.iso27001 | yes | - |
| security.pci | yes | - |
| security.soc2 | yes | - |
| security.trust_center | https://www.airwallex.com/global/blog/building-a-culture-of-compliance-that-empowers-businesses-grow | https://www.yodlee.com/documentation/yodlee-credit-privacy-notice |

## Capabilities (Fintech Infrastructure)

| Capability | Airwallex | Envestnet | Yodlee |
|---|:--:|:--:|
| **Core** |  |  |
| Primary capability | Payments/acquiring | Data aggregation |
| **Capabilities** |  |  |
| Payments / acquiring | ✓ | ✓ |
| Card issuing | ✓ | - |
| Banking-as-a-service / accounts | ✓ | - |
| Data aggregation / open banking | - | ✓ |
| Payouts / disbursements | ✓ | - |
| Money movement rails (ACH, RTP, wire, card) | cross-border, multi-currency | - |
| **Coverage** |  |  |
| Multi-currency / cross-border | ✓ | - |
| Geographic coverage (countries / regions) | EEA, US, Israel | North America |
| **Compliance** |  |  |
| PCI DSS Level 1 | - | - |
| SOC 1 / SOC 2 attestation | - | - |
| PSD2 / Open Banking licensed | - | - |
| **Developer** |  |  |
| SDK language coverage (Node, Python, Ruby, Java, Go) | - | - |
| **Pricing** |  |  |
| Pricing model | - | - |
| **Market** |  |  |
| Target segment | Platform / marketplace | Enterprise |

*Source: vioscaleAI. Generated 2026-10-16T19:06:55.564Z. "-" = undocumented, not absent.*